Health insurance?

What is a good website to get health and dental insurance, and what are good plans for me and my wife

Health insurance?
There are several websites to get you a ballpark figure and information about many different policies. However, do not try to do this over the internet. It'll take you many days of solid research to intelligently compare the hundreds of plans available. Also, if you have any pre-existing conditions that might add a rider to the policy, cause you to be declined, or if you are out of the height and weight guidelines you won't know until you've applied and gone through the underwriting process. Also, applying over the internet is a good way to get scammed.





Call or visit a local independent agent that works with all the major companies in your area. Not all companies are available in all states and plans with the same company can vary across state lines. The agent can work with you to find the best policy for your situation and budget. The plans and premiums are no different if you use an agent.
Reply:Ehealthinsurance.com probably has the best interface for this. Do some basic research there and then call an independent agent who specializes in health, especially for individuals. I don't recommend actually buying from ehealth because my experience is that they tend to "oversell" people to make a somewhat higher commission. It's not their fault, it's just the way that their staff is supervised and compensated.


A local agent who needs referrals from you is probably a better bet.





A good place to look for a qualified local person


the non-profit health agent's organization, www.nahu.org.
Reply:Ameri-Plan, USA provides Consumer Driven Health Care to people at very affordable rates including Dental, Vision, Prescriptions and Chiropractic!!! You can save up to 80% off these services!!%26lt;br%26gt;


%26lt;br%26gt;My family and I have saved over 2,200.00 on my Dental work alone!!%26lt;br%26gt;





If you are tired of paying too much out of pocket, %26lt;br%26gt;


%26lt;br%26gt;


Go to: www.mybenefitsplus.com/mmorales (you can locate providers)%26lt;br%26gt;


%26lt;br%26gt;


It is 19.95/month for an entire household! For ALL 4 benefits!%26lt;br%26gt;


%26lt;br%26gt;


We also have 3 other Plans that include Medical benefits as well!! You can check out all these plans at the website above! %26lt;br%26gt;


%26lt;br%26gt;


If you are not satisfied, you can cancel anytime, with no penalty to you! Even though our benefit package is month to month...we have over a 90% retention rate because our members LOVE the savings, so they stay on the plan!%26lt;br%26gt;


%26lt;br%26gt;


There is also a 30 day, 100% satisfaction guaranteed or money back - so no risk!!%26lt;br%26gt;


%26lt;br%26gt;


You literally have NOTHING to lose and EVERYTHING to $$$ SAVE!!!%26lt;br%26gt;


%26lt;br%26gt;


Call me if you have any questions and I would be happy to help! :-) I can get you enrolled right over the phone and you can use your benefits RIGHT AWAY!!! %26lt;br%26gt;


%26lt;br%26gt;


If you have a favorite doctor, dentist or specialist who is not in our plan, we would be happy to mail them an informational packet and try to get them enrolled for you! Just send me their name, address and phone number and we will refer them into Ameriplan for you!%26lt;br%26gt;


%26lt;br%26gt;


To your health!%26lt;br%26gt;


%26lt;br%26gt;


Migdalia Morales 940-569-2821%26lt;br%26gt;


(business inquires are also welcomed). %26lt;br%26gt;


www.IBOPlus.com/mmorales %26lt;br%26gt;


www.FreedomAtHomeTeam.com/mmorales %26lt;br%26gt;


%26lt;br%26gt;


***Ameriplan is the largest discounted Health Plan Nationwide and has been featured on the American Medical Review with Morley Safer of 60 Minutes. We have helped over 1.5 million members SAVE $$$ on their health care costs since 1992.%26lt;br%26gt;