if I wanted to buy my own health insurance (dental. medical, vision) not though my job. Where would i look online?
Health insurance?
The best place to start is by doing what you’re doing now – asking for personal recommendations. I’d also check out Consumer Reports (link below), America’s Health Plans (link below), US News %26amp; World Reports Best Health Plans, and whatever other informational resources you can find. I’d also talk with locally licensed health insurance agents. I’ve also included a couple of articles about choosing a health plan that might be useful. They are government-authored, but they’re actually pretty good (all links below).
After you’ve done some research, you should visit MostChoice.com. It’s a Web site that helps you shop for health insurance. They have free instant price quotes and policy information on health plans near you, but their specialty is getting you in touch with state-licensed agents. There’s no cost or obligation to buy insurance. You just fill out a short form and wait for the agents to contact you (within 48 hours). Have your questions ready and let them work until one of them delivers the plan that’s right for you. You might want to have a set amount you want to spend each month on insurance and tell the agents to work within those parameters.
You can find MostChoice here: http://www.mostchoice.com/health-insuran...
Hope this helps,
Barnes@MostChoice
Reply:I would suggest talking to a local Health insurance broker. In CA, plans can be very confusing and if you are not experienced sometimes a little thing could make a big difference.
If you are in CA, fell free to email me at rayward@yourlegacybenefits.com Report It
Reply:Usually cost more than through your job! Go to a local insurance agent they can tell you what the best choice for your area is!
In Tennessee it is TRH (Tennessee Rural Health) through Farm Bureau and it is BC/BS coverage for a fair price.
Reply:Try this site for health insurance
http://www.ehealthinsurance.com/
And for dental:
http://www.dentalinsurance.com/
Reply:I used to have blue cross/blue shield but I recently learned something very interesting, all of those major health insurance companies have what's called a barter system (not exactly the term) but what it basically means is that they pay out to hospitals and doctors a certain amount for all procedures, for example, a throat culture is 190.00 at the doctor's office but all the insurance companies pay them is 30% of the doctor's fee. So what the doctor's do is charge $900.00 for a throat culture to make up the cost and then they try and get reimbursed the amount that they regularly charge. What does this mean? It means that as the consumer, you constantly suffer by not getting good doctors who take these plans and if they do, they spend most of the time bartering with these insurance companies like blue cross, cigna, aetna and all of them so in a time of crisis, if you need something serious, the doctor's gonna turn you away because of the red tape. There's one that I learned about MEGA that does it totally different, they pay out 80% from the beginning to Doctors. That's why in most offices you see the co-pay, this is cause the 80% is what the doctors should be getting back from the insurance company. You are insured everywhere in the world, and you basically customize the whole thing. Mine came out a bit less than blue cross and I chose the PPO which I would never choose otherwise.
I had just moved to another state and was literally in SHOCK when I found out how much more expensive health insurance was here (MA), especially Blue Cross. It was over 1,000 a month for a ppo, they are out of their *)@#*(U$ minds if they thing that people can afford this who are feeding their families.
The name of the lady (she's actually a long time friend of my fiancee, they were both in the radio business together years ago) is Carolyn Fox carolyn fox
FOX HEALTH INSURANCE LLC
86 oldham road
west newton,ma.02465
1.866.CFOX.666
at the very least, she could explain the system and help you make a more informed decision. ;)
Reply:I agree with Audrey.
http://www.ehealthinsurance.com
has a lot of selection and can let you compare plans, rates and deductibles.
Friday, May 21, 2010
Health insurance?
if I wanted to buy my own health insurance (dental. medical, vision) not though my job. Where would i look online?
Health insurance?
The best place to start is by doing what you?re doing now ? asking for personal recommendations. I?d also check out Consumer Reports (link below), America?s Health Plans (link below), US News %26amp; World Reports Best Health Plans, and whatever other informational resources you can find. I?d also talk with locally licensed health insurance agents. I?ve also included a couple of articles about choosing a health plan that might be useful. They are government-authored, but they?re actually pretty good (all links below).
Also, a good resource is...
http://www.knowledged.info/go.php?link=i...
Hope that helps.
Reply:insurance.com
Reply:There are many sites online, but I would recommend going to an Independant agent. (S)he would be able to tailor a carrier and plan to your needs (both medical and financial) and would also be there to explain the differences of each. Sometimes it is difficult and frustrating to compare and contrast different plans online.
Reply:Do not try to do this over the internet. It'll take you several days to intelligently compare all the plans available and you won't know if you've been scammed until you need to use the insurance. Also, if you have any pre-existing conditions that might add a rider to the policy or cause you to be declined or if you are out of the height and weight guidelines you won't know until you've applied and gone through the underwriting process.
Visit a local, independent agent who can shop the market for you and find the best plan for your situation and budget. The plans and premiums are exactly the same when using the agent and the agent can explain the coverage of the policy.
Reply:It would be smart to connect with a local agent and have them help you through this. You can do that by filling out a quote form at http://www.myinsurancequotes.net. A local agent will contact you and ge the process started.
Jared Balis
http://www.utahinsurance.org
Reply:I have met similiar situation before.It is not easygoing,however,I get through it well eventually.here is the resource i find is useful for me.hope it works for you.http://health-insurance.expert-tip.info/...
Reply:A good thing to do is to explore all your options, by checking with local agents, online, and personal recommendations. There are so many insurance companies who specialize in so-called "affordable" health insurance that it's best to scout around for the best quote and policies.
Your health insurance should be chosen with an eye on its flexibility and whether it is catering to your particular needs. It's important to mention that no scheme is the best for anyone, some health insurance policies can be better than others. This site: http://affordable-plans.awardspace.com
I found to be very helpful...I wish you luck.
football shoes
Health insurance?
The best place to start is by doing what you?re doing now ? asking for personal recommendations. I?d also check out Consumer Reports (link below), America?s Health Plans (link below), US News %26amp; World Reports Best Health Plans, and whatever other informational resources you can find. I?d also talk with locally licensed health insurance agents. I?ve also included a couple of articles about choosing a health plan that might be useful. They are government-authored, but they?re actually pretty good (all links below).
Also, a good resource is...
http://www.knowledged.info/go.php?link=i...
Hope that helps.
Reply:insurance.com
Reply:There are many sites online, but I would recommend going to an Independant agent. (S)he would be able to tailor a carrier and plan to your needs (both medical and financial) and would also be there to explain the differences of each. Sometimes it is difficult and frustrating to compare and contrast different plans online.
Reply:Do not try to do this over the internet. It'll take you several days to intelligently compare all the plans available and you won't know if you've been scammed until you need to use the insurance. Also, if you have any pre-existing conditions that might add a rider to the policy or cause you to be declined or if you are out of the height and weight guidelines you won't know until you've applied and gone through the underwriting process.
Visit a local, independent agent who can shop the market for you and find the best plan for your situation and budget. The plans and premiums are exactly the same when using the agent and the agent can explain the coverage of the policy.
Reply:It would be smart to connect with a local agent and have them help you through this. You can do that by filling out a quote form at http://www.myinsurancequotes.net. A local agent will contact you and ge the process started.
Jared Balis
http://www.utahinsurance.org
Reply:I have met similiar situation before.It is not easygoing,however,I get through it well eventually.here is the resource i find is useful for me.hope it works for you.http://health-insurance.expert-tip.info/...
Reply:A good thing to do is to explore all your options, by checking with local agents, online, and personal recommendations. There are so many insurance companies who specialize in so-called "affordable" health insurance that it's best to scout around for the best quote and policies.
Your health insurance should be chosen with an eye on its flexibility and whether it is catering to your particular needs. It's important to mention that no scheme is the best for anyone, some health insurance policies can be better than others. This site: http://affordable-plans.awardspace.com
I found to be very helpful...I wish you luck.
football shoes
Wisconsin has a health care plan called title 19 or something similar.I am on SS Need info on it urgently.?
On SS and need health care badly.I was in Calif. they have Medical.Paid 100% of health,perscriptions,dental,and vision and eyeglasses.Is there anything simalar in Wisconsin?Heard about something called Title 19 or something like that,but cannot find info on it.Can someone help?
Wisconsin has a health care plan called title 19 or something similar.I am on SS Need info on it urgently.?
Wisconsin Medicaid is also known as the Medical Assistance Program, Title XIX, or T19. Here is a link to the program.
Wisconsin has a health care plan called title 19 or something similar.I am on SS Need info on it urgently.?
Wisconsin Medicaid is also known as the Medical Assistance Program, Title XIX, or T19. Here is a link to the program.
Health Insurance Question...?
Alright, so I am covered under my dads company insurance for health and dental. He has insurance by Aetna, and I was planning on moving out soon. So, I was wondering, if I go to school full time at the local community college, as I have been for the last year, will the insurance policy still cover me even though I don't live with the parents anymore, but I would still be in school full time.
Health Insurance Question...?
Your dad will have to ask his employer, companies can make their own policies in reference to dependent coverage even though Aetna has their own set of guidelines. If they won't keep you on an individual policy can be purchased and if you get a high deductible HSA it would not cost very much per month.
Reply:Might I suggest that you read the policy and/or contact the insurance company for a knowledgeable answer to your question.
Reply:full time students until the age of 25 are still covered by a parents insurance. Doesnt matter if you don't live with them
Reply:As long as you are a full time student, your parents can keep you on their insurance. I'm not sure if there is an age limit liek there is on tax returns (they can claim you as a dependent as long as you're a full time student until the age of 24 even if you're not living with them), but under the circumstances, you should be fine.
Reply:some companies cover the children of the worker past 21 if he/she is going to school, ur dad should look into his benefits. another way by it is if u still list your dads house as ur primary residence, but if u dont notify the insurance company and if they do an audit ur dad might get in trouble...
Reply:What really matters is what the policy says as they are all different. You can always call Aetna and they will tell you what you need to know.
Reply:As long as you're in classes full-time, then yes. (They cover kids who go away to school and live in the dorms.)
Health Insurance Question...?
Your dad will have to ask his employer, companies can make their own policies in reference to dependent coverage even though Aetna has their own set of guidelines. If they won't keep you on an individual policy can be purchased and if you get a high deductible HSA it would not cost very much per month.
Reply:Might I suggest that you read the policy and/or contact the insurance company for a knowledgeable answer to your question.
Reply:full time students until the age of 25 are still covered by a parents insurance. Doesnt matter if you don't live with them
Reply:As long as you are a full time student, your parents can keep you on their insurance. I'm not sure if there is an age limit liek there is on tax returns (they can claim you as a dependent as long as you're a full time student until the age of 24 even if you're not living with them), but under the circumstances, you should be fine.
Reply:some companies cover the children of the worker past 21 if he/she is going to school, ur dad should look into his benefits. another way by it is if u still list your dads house as ur primary residence, but if u dont notify the insurance company and if they do an audit ur dad might get in trouble...
Reply:What really matters is what the policy says as they are all different. You can always call Aetna and they will tell you what you need to know.
Reply:As long as you're in classes full-time, then yes. (They cover kids who go away to school and live in the dorms.)
Health insurance?
What is a good website to get health and dental insurance, and what are good plans for me and my wife
Health insurance?
There are several websites to get you a ballpark figure and information about many different policies. However, do not try to do this over the internet. It'll take you many days of solid research to intelligently compare the hundreds of plans available. Also, if you have any pre-existing conditions that might add a rider to the policy, cause you to be declined, or if you are out of the height and weight guidelines you won't know until you've applied and gone through the underwriting process. Also, applying over the internet is a good way to get scammed.
Call or visit a local independent agent that works with all the major companies in your area. Not all companies are available in all states and plans with the same company can vary across state lines. The agent can work with you to find the best policy for your situation and budget. The plans and premiums are no different if you use an agent.
Reply:Ehealthinsurance.com probably has the best interface for this. Do some basic research there and then call an independent agent who specializes in health, especially for individuals. I don't recommend actually buying from ehealth because my experience is that they tend to "oversell" people to make a somewhat higher commission. It's not their fault, it's just the way that their staff is supervised and compensated.
A local agent who needs referrals from you is probably a better bet.
A good place to look for a qualified local person
the non-profit health agent's organization, www.nahu.org.
Reply:Ameri-Plan, USA provides Consumer Driven Health Care to people at very affordable rates including Dental, Vision, Prescriptions and Chiropractic!!! You can save up to 80% off these services!!%26lt;br%26gt;
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If you are tired of paying too much out of pocket, %26lt;br%26gt;
%26lt;br%26gt;
Go to: www.mybenefitsplus.com/mmorales (you can locate providers)%26lt;br%26gt;
%26lt;br%26gt;
It is 19.95/month for an entire household! For ALL 4 benefits!%26lt;br%26gt;
%26lt;br%26gt;
We also have 3 other Plans that include Medical benefits as well!! You can check out all these plans at the website above! %26lt;br%26gt;
%26lt;br%26gt;
If you are not satisfied, you can cancel anytime, with no penalty to you! Even though our benefit package is month to month...we have over a 90% retention rate because our members LOVE the savings, so they stay on the plan!%26lt;br%26gt;
%26lt;br%26gt;
There is also a 30 day, 100% satisfaction guaranteed or money back - so no risk!!%26lt;br%26gt;
%26lt;br%26gt;
You literally have NOTHING to lose and EVERYTHING to $$$ SAVE!!!%26lt;br%26gt;
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Call me if you have any questions and I would be happy to help! :-) I can get you enrolled right over the phone and you can use your benefits RIGHT AWAY!!! %26lt;br%26gt;
%26lt;br%26gt;
If you have a favorite doctor, dentist or specialist who is not in our plan, we would be happy to mail them an informational packet and try to get them enrolled for you! Just send me their name, address and phone number and we will refer them into Ameriplan for you!%26lt;br%26gt;
%26lt;br%26gt;
To your health!%26lt;br%26gt;
%26lt;br%26gt;
Migdalia Morales 940-569-2821%26lt;br%26gt;
(business inquires are also welcomed). %26lt;br%26gt;
www.IBOPlus.com/mmorales %26lt;br%26gt;
www.FreedomAtHomeTeam.com/mmorales %26lt;br%26gt;
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***Ameriplan is the largest discounted Health Plan Nationwide and has been featured on the American Medical Review with Morley Safer of 60 Minutes. We have helped over 1.5 million members SAVE $$$ on their health care costs since 1992.%26lt;br%26gt;
Health insurance?
There are several websites to get you a ballpark figure and information about many different policies. However, do not try to do this over the internet. It'll take you many days of solid research to intelligently compare the hundreds of plans available. Also, if you have any pre-existing conditions that might add a rider to the policy, cause you to be declined, or if you are out of the height and weight guidelines you won't know until you've applied and gone through the underwriting process. Also, applying over the internet is a good way to get scammed.
Call or visit a local independent agent that works with all the major companies in your area. Not all companies are available in all states and plans with the same company can vary across state lines. The agent can work with you to find the best policy for your situation and budget. The plans and premiums are no different if you use an agent.
Reply:Ehealthinsurance.com probably has the best interface for this. Do some basic research there and then call an independent agent who specializes in health, especially for individuals. I don't recommend actually buying from ehealth because my experience is that they tend to "oversell" people to make a somewhat higher commission. It's not their fault, it's just the way that their staff is supervised and compensated.
A local agent who needs referrals from you is probably a better bet.
A good place to look for a qualified local person
the non-profit health agent's organization, www.nahu.org.
Reply:Ameri-Plan, USA provides Consumer Driven Health Care to people at very affordable rates including Dental, Vision, Prescriptions and Chiropractic!!! You can save up to 80% off these services!!%26lt;br%26gt;
%26lt;br%26gt;My family and I have saved over 2,200.00 on my Dental work alone!!%26lt;br%26gt;
If you are tired of paying too much out of pocket, %26lt;br%26gt;
%26lt;br%26gt;
Go to: www.mybenefitsplus.com/mmorales (you can locate providers)%26lt;br%26gt;
%26lt;br%26gt;
It is 19.95/month for an entire household! For ALL 4 benefits!%26lt;br%26gt;
%26lt;br%26gt;
We also have 3 other Plans that include Medical benefits as well!! You can check out all these plans at the website above! %26lt;br%26gt;
%26lt;br%26gt;
If you are not satisfied, you can cancel anytime, with no penalty to you! Even though our benefit package is month to month...we have over a 90% retention rate because our members LOVE the savings, so they stay on the plan!%26lt;br%26gt;
%26lt;br%26gt;
There is also a 30 day, 100% satisfaction guaranteed or money back - so no risk!!%26lt;br%26gt;
%26lt;br%26gt;
You literally have NOTHING to lose and EVERYTHING to $$$ SAVE!!!%26lt;br%26gt;
%26lt;br%26gt;
Call me if you have any questions and I would be happy to help! :-) I can get you enrolled right over the phone and you can use your benefits RIGHT AWAY!!! %26lt;br%26gt;
%26lt;br%26gt;
If you have a favorite doctor, dentist or specialist who is not in our plan, we would be happy to mail them an informational packet and try to get them enrolled for you! Just send me their name, address and phone number and we will refer them into Ameriplan for you!%26lt;br%26gt;
%26lt;br%26gt;
To your health!%26lt;br%26gt;
%26lt;br%26gt;
Migdalia Morales 940-569-2821%26lt;br%26gt;
(business inquires are also welcomed). %26lt;br%26gt;
www.IBOPlus.com/mmorales %26lt;br%26gt;
www.FreedomAtHomeTeam.com/mmorales %26lt;br%26gt;
%26lt;br%26gt;
***Ameriplan is the largest discounted Health Plan Nationwide and has been featured on the American Medical Review with Morley Safer of 60 Minutes. We have helped over 1.5 million members SAVE $$$ on their health care costs since 1992.%26lt;br%26gt;
WHY Prisoners get Free Health CARE in CALIFORNIA?
Common people in California can barely afford Healthcare. Why shouldnt Prisioners have to pay for it? ie I need a joint replacement. My cost for freedom is to pay an arm and leg for health care and a top premium copay to get it replaced. And be stuck with Bills out the ying yang and still pay taxes for Prisoners go to the ER and receive free health care/Dental care/ eye care. Something needs to be done. People are struggleing out here. The cost of Childcare is crazy. Try going to school to better yourself and pay childcare along with rent and car insurance health insurance and other general bills. For the less fourtunate its a battle. I know theres some out there with some rude thoughts but keep them to your self. S*@! happens. The yearly cost to house a prisoner is 33k a year along with all the Free healthcare they want. I know some are thinking thats the price of freedom I dont want to hear it. We ppl should not be strugglin this hard. The welfare system is a loophole.anothr sub
WHY Prisoners get Free Health CARE in CALIFORNIA?
On the bright side, they receive treatment from doctors that can't maintain a successful practice on the outside.....or afford malpractice.
Reply:Frustrates me too, I am one of the payers, not the receivers.
Reply:cause the govenaters an idiot.
Reply:Better ask this question to the government
Reply:So commit a crime and get thrown in jail...now do you understand?
Reply:Some federal judge at some point ruled that prisoners have a constitutional right to adequate health care since they are in state custody.
Reply:i guess because they have no income. They cant pay!
Reply:It is considered cruel and unusual punishment to withhold health care. Take it up with the Supreme Court if you don't like it.
By the way, prisoners pay for their time too!
Reply:It is YOUR and MY fault, period.
We elect LIBERALS into public office. LIBERALS, either Democrats or Republicans, have to GROUP people together so they can have VICTIMS which then become someone to help or hurt.
California and Massachusetts are two of the most LIBERAL states in the nation. Begin voting LIBERALS out of office. Until then you're out in the cold. Otherwise, go kill someone and you'll be one of those VICTIMS in prison and you'll get your operation. LOL Just kidding, don't do that. Just kidding O.K.?
Reply:They are in jail. Did you think they pay for their health care?
Kind of makes you wonder, prisoners and congressmen get socialized medicine while we working people get nothing. Universal health care just keeps looking better and better.
Or would you just support paying for medical care for politicians and convicts? You have a choice to make.
Reply:CA prisoners get free healthcare because the taxpayers of the Golden State are footing the bill for that and all other sorts of nonsense.
This a nationwide problem. My dad was a Paramedic for the prison system in NYC, you'd be surprised how many poor people would get arrested, just so they can get the state to cover their medical needs.
Personally, I think, the state should send a bill to their familes and make them pay for it, or withold their state tax refund. As for welfare, don't get me started, I hate welfare. I wish I could get money for nothing.
fitness shoes
WHY Prisoners get Free Health CARE in CALIFORNIA?
On the bright side, they receive treatment from doctors that can't maintain a successful practice on the outside.....or afford malpractice.
Reply:Frustrates me too, I am one of the payers, not the receivers.
Reply:cause the govenaters an idiot.
Reply:Better ask this question to the government
Reply:So commit a crime and get thrown in jail...now do you understand?
Reply:Some federal judge at some point ruled that prisoners have a constitutional right to adequate health care since they are in state custody.
Reply:i guess because they have no income. They cant pay!
Reply:It is considered cruel and unusual punishment to withhold health care. Take it up with the Supreme Court if you don't like it.
By the way, prisoners pay for their time too!
Reply:It is YOUR and MY fault, period.
We elect LIBERALS into public office. LIBERALS, either Democrats or Republicans, have to GROUP people together so they can have VICTIMS which then become someone to help or hurt.
California and Massachusetts are two of the most LIBERAL states in the nation. Begin voting LIBERALS out of office. Until then you're out in the cold. Otherwise, go kill someone and you'll be one of those VICTIMS in prison and you'll get your operation. LOL Just kidding, don't do that. Just kidding O.K.?
Reply:They are in jail. Did you think they pay for their health care?
Kind of makes you wonder, prisoners and congressmen get socialized medicine while we working people get nothing. Universal health care just keeps looking better and better.
Or would you just support paying for medical care for politicians and convicts? You have a choice to make.
Reply:CA prisoners get free healthcare because the taxpayers of the Golden State are footing the bill for that and all other sorts of nonsense.
This a nationwide problem. My dad was a Paramedic for the prison system in NYC, you'd be surprised how many poor people would get arrested, just so they can get the state to cover their medical needs.
Personally, I think, the state should send a bill to their familes and make them pay for it, or withold their state tax refund. As for welfare, don't get me started, I hate welfare. I wish I could get money for nothing.
fitness shoes
WHY Prisoners get Free Health CARE in CALIFORNIA?
Common people in California can barely afford Healthcare. Why shouldnt Prisioners have to pay for it? ie I need a joint replacement. My cost for freedom is to pay an arm and leg for health care and a top premium copay to get it replaced. And be stuck with Bills out the ying yang and still pay taxes for Prisoners go to the ER and receive free health care/Dental care/ eye care. Something needs to be done. People are struggleing out here. The cost of Childcare is crazy. Try going to school to better yourself and pay childcare along with rent and car insurance health insurance and other general bills. For the less fourtunate its a battle. I know theres some out there with some rude thoughts but keep them to your self. S*@! happens. The yearly cost to house a prisoner is 33k a year along with all the Free healthcare they want. I know some are thinking thats the price of freedom I dont want to hear it. We ppl should not be strugglin this hard. The welfare system is a loophole.anothr sub
WHY Prisoners get Free Health CARE in CALIFORNIA?
So commit a crime and get thrown in jail...now do you understand?
Reply:maybe we should let them out so they can get jobs and pay for their own health care.....
doah! that's right their criminals
my bad
Reply:It's not just CA prisoners, it's everywhere. Despite what they've done, many of them live better lives in prison than we do at home. Free tv, 3 square meals a day. Hot showers. Clean sheets, warm blankets. Dental care, vision care, medical care. How many families go without that? Yeah, they should have to work for it in jail to earn those benefits just like everybody else. And then there are the illegals who are getting the same. Ron Paul's website gets more supporters every day for that very reason. And yet you're made to feel like white trash if you apply for heap 'cause you can't afford to heat your home, or have to get on food stamps so your kids don't go hungry. But you're made to feel like trash anyway, even though you've paid into the system for years.. But in all fairness, I gotta say, there are innocent people in jail too.
Reply:Jail in the United States is hell. You're under constant threat of violence or rape, you are bored to death most of the time, you get ordered around by morons in uniform, and should you get sick your health care is contracted out to private corporations that will deny you vital care because they know that no one gives a whit if you die. In many prisons you can't have visitors. In others, visitation is allowed but the prison officials will screw with your visitors even if they make appointments, to the point where your own family gives up on trying. I don't know where you're getting your ideas from, but they're wrong.
WHY Prisoners get Free Health CARE in CALIFORNIA?
So commit a crime and get thrown in jail...now do you understand?
Reply:maybe we should let them out so they can get jobs and pay for their own health care.....
doah! that's right their criminals
my bad
Reply:It's not just CA prisoners, it's everywhere. Despite what they've done, many of them live better lives in prison than we do at home. Free tv, 3 square meals a day. Hot showers. Clean sheets, warm blankets. Dental care, vision care, medical care. How many families go without that? Yeah, they should have to work for it in jail to earn those benefits just like everybody else. And then there are the illegals who are getting the same. Ron Paul's website gets more supporters every day for that very reason. And yet you're made to feel like white trash if you apply for heap 'cause you can't afford to heat your home, or have to get on food stamps so your kids don't go hungry. But you're made to feel like trash anyway, even though you've paid into the system for years.. But in all fairness, I gotta say, there are innocent people in jail too.
Reply:Jail in the United States is hell. You're under constant threat of violence or rape, you are bored to death most of the time, you get ordered around by morons in uniform, and should you get sick your health care is contracted out to private corporations that will deny you vital care because they know that no one gives a whit if you die. In many prisons you can't have visitors. In others, visitation is allowed but the prison officials will screw with your visitors even if they make appointments, to the point where your own family gives up on trying. I don't know where you're getting your ideas from, but they're wrong.
WHY Prisoners get Free Health CARE in CALIFORNIA?
Common people in California can barely afford Healthcare. Why shouldnt Prisioners have to pay for it? ie I need a joint replacement. My cost for freedom is to pay an arm and leg for health care and a top premium copay to get it replaced. And be stuck with Bills out the ying yang and still pay taxes for Prisoners go to the ER and receive free health care/Dental care/ eye care. Something needs to be done. People are struggleing out here. The cost of Childcare is crazy. Try going to school to better yourself and pay childcare along with rent and car insurance health insurance and other general bills. For the less fourtunate its a battle. I know theres some out there with some rude thoughts but keep them to your self. S*@! happens. The yearly cost to house a prisoner is 33k a year along with all the Free healthcare they want. I know some are thinking thats the price of freedom I dont want to hear it. We ppl should not be strugglin this hard. The welfare system is a loophole.anothr sub
WHY Prisoners get Free Health CARE in CALIFORNIA?
OK I see your point.
Most prisoners can not afford health care either. (a few can)
It becomes the responsibility of the State to keep anyone in detention at a min. level of health.
Many of the medical procedures they get for free are nasty abuse of privilege.
Still other then the why, it becomes should they get it for free.
Reply:I agree. It's the same way here in Tennessee and I'm a single parent. I have a blood clot in my lung and I could die because I have already $2000 in medical bills I only deliver pizzas. And when I went to try to get health care they told me essentially that I had to be Black, Mexcian, or in prison.
Reply:I agree with you, but it is that way throughout the USA. The hospital I work at is the one they bring the parish prisoners to when they are ill. I have had an HIV prisoner spit at me once. I went crazy and refused to go back in the room to take care of him. Yet he gets free care and I have to pay for it. I don't know what the answer is. Maybe bring the chain gangs back. Make them work for their care. Make them do the highway repairs and build homes for people and work for us if we are going to pay for their keep and their care. I have no other answers. Good luck on your surgery. I hope you get it and all goes well.
Reply:The difference is that as a prisoner, the State has taken custody of the individual. The State then has the obligation to provide food, shelter, clothing, hygenic facilities, security, ...and health care. We've decided in large part that 18th century-style dungeons aren't appropriate for our family members who stray.
Reply:i dont see whats the problem if your sick go to prison for a month and come home good as new :) lol Im australia everythings better here! enjoy
Reply:youre all missing the point.....if an illegal can walk into a hospital and get help with out having to pay,so can we. Just goto the hospital,tell them you dont have a social security number.They CANT deny you....if they do,go talk to an attorney and sue for discrimination and refusal of health care. I would say go to the ACLU but they only help if you are a minority.
Reply:prisoners get free healthcare everyhwere; you douchetard.
And they don't just get "all the free healthcare they want."
They've got infirmaries in prisons and just because they're incarcerated doesn't mean they should be denied basic rights to live like a healthy human being.
And what; persé would you have these prisoners pay with?
The money that they don't earn while rotting away in a cell?
Reply:Nothing special about California, though I suspect as with most things they go to extremes there.
"Local governments are also burdened with health care expenses for inmates. The health care costs racked up in the criminal justice system are significant. The Arizona Republic ran an article which stated that inmate health care is the sector of the criminal justice system in which costs rose the most in the last decade (FY 1997 through 2007). It rose from $11.9 million to $45.5 million. Reasons why include the facts that nearly 25 percent of the prisoners have prescriptions and about 20 percent require psychotropic medications for mental illness. We have psychiatrists, doctors, nurses, and detention officers to provide this care in the system and their salaries add to the costs. The average cost per inmate was over $5K when it had been under $2K a decade earlier. Another significant contributor was the fact that nearly 40 percent of inmates were meth users which automatically resulted in medical costs for their care (“Breakdown of the costs of justice,” 12 August 2007)."--Cassandra Nathan's Save America, Save the World p. 167
We need health care that is QUALITY, ACCESSIBLE, and AFFORDABLE. If we could all agree on that AND that this is something that we do NOT need the government to do (they provide RATIONED care that is BANKRUPT every time), we'd be ahead of the game.
There IS a sensible plan that does NOT force patients on it with fear of fines; does NOT impose the costs on employers; does NOT raise our taxes; and DOES resolve another abuse of the taxpayer in its funding, provides for preventative care (moral and economical), and would prevent bankruptcies (more than half are caused by medical bills and most of those folks have insurance). Check it out:
http://www.booklocker.com/books/3068.htm...
WHY Prisoners get Free Health CARE in CALIFORNIA?
OK I see your point.
Most prisoners can not afford health care either. (a few can)
It becomes the responsibility of the State to keep anyone in detention at a min. level of health.
Many of the medical procedures they get for free are nasty abuse of privilege.
Still other then the why, it becomes should they get it for free.
Reply:I agree. It's the same way here in Tennessee and I'm a single parent. I have a blood clot in my lung and I could die because I have already $2000 in medical bills I only deliver pizzas. And when I went to try to get health care they told me essentially that I had to be Black, Mexcian, or in prison.
Reply:I agree with you, but it is that way throughout the USA. The hospital I work at is the one they bring the parish prisoners to when they are ill. I have had an HIV prisoner spit at me once. I went crazy and refused to go back in the room to take care of him. Yet he gets free care and I have to pay for it. I don't know what the answer is. Maybe bring the chain gangs back. Make them work for their care. Make them do the highway repairs and build homes for people and work for us if we are going to pay for their keep and their care. I have no other answers. Good luck on your surgery. I hope you get it and all goes well.
Reply:The difference is that as a prisoner, the State has taken custody of the individual. The State then has the obligation to provide food, shelter, clothing, hygenic facilities, security, ...and health care. We've decided in large part that 18th century-style dungeons aren't appropriate for our family members who stray.
Reply:i dont see whats the problem if your sick go to prison for a month and come home good as new :) lol Im australia everythings better here! enjoy
Reply:youre all missing the point.....if an illegal can walk into a hospital and get help with out having to pay,so can we. Just goto the hospital,tell them you dont have a social security number.They CANT deny you....if they do,go talk to an attorney and sue for discrimination and refusal of health care. I would say go to the ACLU but they only help if you are a minority.
Reply:prisoners get free healthcare everyhwere; you douchetard.
And they don't just get "all the free healthcare they want."
They've got infirmaries in prisons and just because they're incarcerated doesn't mean they should be denied basic rights to live like a healthy human being.
And what; persé would you have these prisoners pay with?
The money that they don't earn while rotting away in a cell?
Reply:Nothing special about California, though I suspect as with most things they go to extremes there.
"Local governments are also burdened with health care expenses for inmates. The health care costs racked up in the criminal justice system are significant. The Arizona Republic ran an article which stated that inmate health care is the sector of the criminal justice system in which costs rose the most in the last decade (FY 1997 through 2007). It rose from $11.9 million to $45.5 million. Reasons why include the facts that nearly 25 percent of the prisoners have prescriptions and about 20 percent require psychotropic medications for mental illness. We have psychiatrists, doctors, nurses, and detention officers to provide this care in the system and their salaries add to the costs. The average cost per inmate was over $5K when it had been under $2K a decade earlier. Another significant contributor was the fact that nearly 40 percent of inmates were meth users which automatically resulted in medical costs for their care (“Breakdown of the costs of justice,” 12 August 2007)."--Cassandra Nathan's Save America, Save the World p. 167
We need health care that is QUALITY, ACCESSIBLE, and AFFORDABLE. If we could all agree on that AND that this is something that we do NOT need the government to do (they provide RATIONED care that is BANKRUPT every time), we'd be ahead of the game.
There IS a sensible plan that does NOT force patients on it with fear of fines; does NOT impose the costs on employers; does NOT raise our taxes; and DOES resolve another abuse of the taxpayer in its funding, provides for preventative care (moral and economical), and would prevent bankruptcies (more than half are caused by medical bills and most of those folks have insurance). Check it out:
http://www.booklocker.com/books/3068.htm...
Health Insurance for 18 yr. old?
I'm an 18 yr. old girl and I need to know how to get Health Insurance in New Jersey. I don't qualified for Medicaid and I don't know how to go about getting Health or Dental Insurance.
Health Insurance for 18 yr. old?
I work for a company that offers medical and dental health plans. Our plans are different from insurance because we are a discount plan and therefore there is no deductible, no co-pay and no preexisting conditions. Also we offer either individual or household plans and our household plans cover everyone that is under one roof even if they are not related (so you and your boyfriend could both be covered under the same plan). The medical plan includes the dental, vision, prescription and chiropractic care plan. If you would like more information on the plans you can visit the following site: http:www.mybenefitsplus.com/mlein
Reply:You can go online to many companies these days like http://www.ehealthinsurance.com/
I did it for my youngest brother. He pays about $40 a month out of pocket for his Anthem PPO. But it's different for everyone. He did this while transitioning between school %26amp; a new job. I did the same for my mother, who's not ready to retire but no longer has full time employement. So until she does, this was a good way to go. Because you are young I don't think it would be that expensive %26amp; health insurance (at least as far as I know) on a non-cafeteria plan ie post tax dollars, are tax deductable if you itemize. Dental is harder to do "personally" more expensive %26amp; there are waiting periods before some benefits kick in, 3-6 months. Hope this helps.
Reply:You get a job with an employer who offers health/dental insurance - that is how most people get it.
If your a college student, the school will have a plan you can buy.
Last alternative would be to go to a company like Blue Cross and buy it. It will be very expensive most likely - like several $100/month.
Reply:if you plan on being a college student you can stay on your parents health insurance until you are 25 (24 or 25)
Reply:Health insurance will run you about $200-$250 a month. You can contact a local agent for quotes. Start with the guy that sells your parents their insurance, or sells you your car insurance.
Private dental policies are usually not worth it - you pay out more than they do, taking in deductibles and copays.
Reply:If you are a full time student or part-time, you can pay a nominal fee to the school you attend (student health clinic fee). At the very least, you have access to the student health clinic and pay a small portion for an office visit. You can also still be under your parents plan as a full time student.
Many insurance companies have low cost coverage.
Many hospitals have low cost/free clinic (sliding scale based on income).
Dental schools offer some programs for the uninsured.
If you need surgery, go to the nearest county hospital and ask to speak to a financial advisor and they will help you find (no guarantee) a program you may qualify for or offer a sliding scale fee for services. All hospital offer a discount for uninsured patients.
Reply:If you do not want maternity coverage, I can get you a good plan with a $500 ded, office co-pay and RX benefits for $75 a month if you don't use tobacco. Rates will vary on where you live. Contact an independent agent in your area and ask for some quotes. Do not buy on the internet - use a local person that will fight for you if you need help.
Reply:try this. http://www.tkqlhce.com/click-1748196-103...
Reply:Most of the companies will not sell you a permanent policy if you are unemployeed, no matter who pays for it. This is because they see you getting a job with insurance benefits soon.
You can get a short term policy that is renewable up to two years. These policies will not cover you for basic office visits or prescriptions but will cover you if something major happens. Contact a local independent agent to find out about them.
Depending upon where you live a $1000 deductible will run you $25 to $60.
Health Insurance for 18 yr. old?
I work for a company that offers medical and dental health plans. Our plans are different from insurance because we are a discount plan and therefore there is no deductible, no co-pay and no preexisting conditions. Also we offer either individual or household plans and our household plans cover everyone that is under one roof even if they are not related (so you and your boyfriend could both be covered under the same plan). The medical plan includes the dental, vision, prescription and chiropractic care plan. If you would like more information on the plans you can visit the following site: http:www.mybenefitsplus.com/mlein
Reply:You can go online to many companies these days like http://www.ehealthinsurance.com/
I did it for my youngest brother. He pays about $40 a month out of pocket for his Anthem PPO. But it's different for everyone. He did this while transitioning between school %26amp; a new job. I did the same for my mother, who's not ready to retire but no longer has full time employement. So until she does, this was a good way to go. Because you are young I don't think it would be that expensive %26amp; health insurance (at least as far as I know) on a non-cafeteria plan ie post tax dollars, are tax deductable if you itemize. Dental is harder to do "personally" more expensive %26amp; there are waiting periods before some benefits kick in, 3-6 months. Hope this helps.
Reply:You get a job with an employer who offers health/dental insurance - that is how most people get it.
If your a college student, the school will have a plan you can buy.
Last alternative would be to go to a company like Blue Cross and buy it. It will be very expensive most likely - like several $100/month.
Reply:if you plan on being a college student you can stay on your parents health insurance until you are 25 (24 or 25)
Reply:Health insurance will run you about $200-$250 a month. You can contact a local agent for quotes. Start with the guy that sells your parents their insurance, or sells you your car insurance.
Private dental policies are usually not worth it - you pay out more than they do, taking in deductibles and copays.
Reply:If you are a full time student or part-time, you can pay a nominal fee to the school you attend (student health clinic fee). At the very least, you have access to the student health clinic and pay a small portion for an office visit. You can also still be under your parents plan as a full time student.
Many insurance companies have low cost coverage.
Many hospitals have low cost/free clinic (sliding scale based on income).
Dental schools offer some programs for the uninsured.
If you need surgery, go to the nearest county hospital and ask to speak to a financial advisor and they will help you find (no guarantee) a program you may qualify for or offer a sliding scale fee for services. All hospital offer a discount for uninsured patients.
Reply:If you do not want maternity coverage, I can get you a good plan with a $500 ded, office co-pay and RX benefits for $75 a month if you don't use tobacco. Rates will vary on where you live. Contact an independent agent in your area and ask for some quotes. Do not buy on the internet - use a local person that will fight for you if you need help.
Reply:try this. http://www.tkqlhce.com/click-1748196-103...
Reply:Most of the companies will not sell you a permanent policy if you are unemployeed, no matter who pays for it. This is because they see you getting a job with insurance benefits soon.
You can get a short term policy that is renewable up to two years. These policies will not cover you for basic office visits or prescriptions but will cover you if something major happens. Contact a local independent agent to find out about them.
Depending upon where you live a $1000 deductible will run you $25 to $60.
What is the hole in our health care system that needs fixing?
I hear there are millions of working americans and their families that have no health insurance..due to employers not offering it.....which sounds like a very bad situation. But I also often hear that everyone in this country has access to free health care if they need it. I also know that in politics people will exaggerate things to make their case so they can have their way. Which is it, are millions of americans not getting health care? Are millions of elderly gettting healthcare but its not really adequate, and their prescriptions unaffordable? Is health care too expensive? Maybe we dont have a problem at all as others say.. Which is it? If your positions is that everyone has access to good free preventative health and dental care, then please be kind enough to explain how it works...does it vary from state to state? Are some states not providing adequate free health care for those who need it? So many questions....but I think you get the idea, please give good information
What is the hole in our health care system that needs fixing?
A record 47 million Americans did not have health insurance last year, while the percentage of children without insurance rose for a second consecutive year, according to US Census Bureau data released yesterday, leading Democrats to charge that the Bush administration has ignored a growing, more vulnerable population.
The census data found that, compared with 2005, the number of uninsured Americans rose 5 percent last year to 47 million, due in large part to cutbacks in employer-sponsored health coverage. It also found that 11.7 percent of US children under 18 lacked health insurance, compared with 10.9 percent in 2005.
In a CNN poll this spring, 64 percent of respondents said the government should “provide a national insurance program for all Americans, even if this would require higher taxes,” and 73 percent approve of higher taxes to insure children under 18. Those results track New York Times and Gallup polls last year, in which about two-thirds of respondents said it is the federal government’s responsibility to guarantee health coverage to all Americans.
Such polls allow Kucinich to joke that, far from being in the loony left, “I’m in the center. Everyone else is to the right of me.” More seriously, in a recent visit to the Globe, he accused the other Democratic candidates of faking it on healthcare reform.
“One of the greatest hoaxes of this campaign — everyone’s for universal healthcare,” Kucinich said. “It’s like a mantra. But when you get into the details, you find out that all the other candidates are talking about maintaining the existing for-profit system.”
Kucinich quoted the 2003 study published by the New England Journal of Medicine that found that 31 percent of healthcare expenditures pay not for actual care but for administrative costs. That compares with only 16.7 percent in Canada. Administrative and clerical employees make up 27 percent of the healthcare workforce in the United States, compared with 19 percent in Canada.
“With 46 million Americans without any health insurance at all and another 50 million underinsured,” Kucinich said, “isn’t it really time to look at the other models that exist that are workable for all the other industrialized nations in the world? When you think about it, the only thing that’s stopping us is the hold that the private insurers have on our political system . . . corporate profits, stock options, executive salaries, advertising, marketing, the cost of paperwork. . .”
The hold of the healthcare industry on the top candidates is already apparent. According to the Center for Responsive Politics, the top recipient of campaign contributions so far from the pharmaceutical and health products industry is Republican Mitt Romney ($228,260). But the next two are Democrats Barack Obama ($161,124) and Hillary Clinton ($146,000).
Reply:The medical industrial complex is run by lawyers, who make 300 bucks every time they blink. If we got rid of the lawyers, medical costs would go down by 90%.
Reply:I can give you an example of my situation. I have 2 jobs.
I can get health insurance for $300 a month. I would have a $5,000 deductible a year before coverage sets in.
I would then be responsible for $100 emergency room visits, $50 if admitted.
No maternity benefits, not that I need that.
I would then be responsible for 30% of everything after that. I woud have to get pre-approval for almost everything.
There are 47 million people uninsured. You can get life threatening emergency care, but that's it unless you can get Medicaid (welfare). I make too much to qualify for it.
When I did have medical insurance under my mom's policy (COBRA) it was $324 a month. After several back surgeries, 2 the insurance refused to cover, I had to file bankruptcy. This was 16 years ago.
This is normal in California, the main reason for filing that here is now over 40%.
Yes, there is a crisis in this country, it is not exaggerated.
Reply:i have what is considered a very good insurance policy. i have bluecross of cali. i have paid for it since 1989 at $400 a month. i went to the hospital in 2005 for an emergency appendectomy. my appendix burst and was poisoning my blood. the hospital wouldnt take me if i hadnt had insurance. im still paying the hospital bills and my credit is kaput because of the bills that the insurance company was supposed to pay. i still pay for insurance cuz it will get you help and then you pay thru the nose later. and its not free if you work for a living they soak you for every penny u have its a hole in the health care system
and in case youre thinking i used it too much prior to the appendectomy, i didnt. i think i used it 2 times for very minor things like a couple stitches or a minor infection. im quite healthy and not a risk to the insurance co.
Reply:The glaring hole in the Health Care system is the privatization of our personal health to self-serving profit centers such as Insurance, HMO's, and Pharmaceutical companies.
This has lead to profits taking center stage and our health becomes secondary. Minor broken bones, stiches, and a few pain pills are one thing, but let something serious happen and scores upon scores of people's lives are ruined ... people either become very ill or they die because they cannot access the proper healthcare ... or people become financially ruined from the medical bills.
In an propaganda assault to preserve their gravy train, the Insurance, HMOs and Pharma paints the concept of socialized healthcare as some type of voodoo practice ... when in essence it works well in other countries.
"Sicko" is not a bad movie to watch ... No matter what your political affiliation, you can easily weed out the obvious political jabs, and you are left with a very revealing look at where the holes are in our healthcare system.
affiliate reviews
What is the hole in our health care system that needs fixing?
A record 47 million Americans did not have health insurance last year, while the percentage of children without insurance rose for a second consecutive year, according to US Census Bureau data released yesterday, leading Democrats to charge that the Bush administration has ignored a growing, more vulnerable population.
The census data found that, compared with 2005, the number of uninsured Americans rose 5 percent last year to 47 million, due in large part to cutbacks in employer-sponsored health coverage. It also found that 11.7 percent of US children under 18 lacked health insurance, compared with 10.9 percent in 2005.
In a CNN poll this spring, 64 percent of respondents said the government should “provide a national insurance program for all Americans, even if this would require higher taxes,” and 73 percent approve of higher taxes to insure children under 18. Those results track New York Times and Gallup polls last year, in which about two-thirds of respondents said it is the federal government’s responsibility to guarantee health coverage to all Americans.
Such polls allow Kucinich to joke that, far from being in the loony left, “I’m in the center. Everyone else is to the right of me.” More seriously, in a recent visit to the Globe, he accused the other Democratic candidates of faking it on healthcare reform.
“One of the greatest hoaxes of this campaign — everyone’s for universal healthcare,” Kucinich said. “It’s like a mantra. But when you get into the details, you find out that all the other candidates are talking about maintaining the existing for-profit system.”
Kucinich quoted the 2003 study published by the New England Journal of Medicine that found that 31 percent of healthcare expenditures pay not for actual care but for administrative costs. That compares with only 16.7 percent in Canada. Administrative and clerical employees make up 27 percent of the healthcare workforce in the United States, compared with 19 percent in Canada.
“With 46 million Americans without any health insurance at all and another 50 million underinsured,” Kucinich said, “isn’t it really time to look at the other models that exist that are workable for all the other industrialized nations in the world? When you think about it, the only thing that’s stopping us is the hold that the private insurers have on our political system . . . corporate profits, stock options, executive salaries, advertising, marketing, the cost of paperwork. . .”
The hold of the healthcare industry on the top candidates is already apparent. According to the Center for Responsive Politics, the top recipient of campaign contributions so far from the pharmaceutical and health products industry is Republican Mitt Romney ($228,260). But the next two are Democrats Barack Obama ($161,124) and Hillary Clinton ($146,000).
Reply:The medical industrial complex is run by lawyers, who make 300 bucks every time they blink. If we got rid of the lawyers, medical costs would go down by 90%.
Reply:I can give you an example of my situation. I have 2 jobs.
I can get health insurance for $300 a month. I would have a $5,000 deductible a year before coverage sets in.
I would then be responsible for $100 emergency room visits, $50 if admitted.
No maternity benefits, not that I need that.
I would then be responsible for 30% of everything after that. I woud have to get pre-approval for almost everything.
There are 47 million people uninsured. You can get life threatening emergency care, but that's it unless you can get Medicaid (welfare). I make too much to qualify for it.
When I did have medical insurance under my mom's policy (COBRA) it was $324 a month. After several back surgeries, 2 the insurance refused to cover, I had to file bankruptcy. This was 16 years ago.
This is normal in California, the main reason for filing that here is now over 40%.
Yes, there is a crisis in this country, it is not exaggerated.
Reply:i have what is considered a very good insurance policy. i have bluecross of cali. i have paid for it since 1989 at $400 a month. i went to the hospital in 2005 for an emergency appendectomy. my appendix burst and was poisoning my blood. the hospital wouldnt take me if i hadnt had insurance. im still paying the hospital bills and my credit is kaput because of the bills that the insurance company was supposed to pay. i still pay for insurance cuz it will get you help and then you pay thru the nose later. and its not free if you work for a living they soak you for every penny u have its a hole in the health care system
and in case youre thinking i used it too much prior to the appendectomy, i didnt. i think i used it 2 times for very minor things like a couple stitches or a minor infection. im quite healthy and not a risk to the insurance co.
Reply:The glaring hole in the Health Care system is the privatization of our personal health to self-serving profit centers such as Insurance, HMO's, and Pharmaceutical companies.
This has lead to profits taking center stage and our health becomes secondary. Minor broken bones, stiches, and a few pain pills are one thing, but let something serious happen and scores upon scores of people's lives are ruined ... people either become very ill or they die because they cannot access the proper healthcare ... or people become financially ruined from the medical bills.
In an propaganda assault to preserve their gravy train, the Insurance, HMOs and Pharma paints the concept of socialized healthcare as some type of voodoo practice ... when in essence it works well in other countries.
"Sicko" is not a bad movie to watch ... No matter what your political affiliation, you can easily weed out the obvious political jabs, and you are left with a very revealing look at where the holes are in our healthcare system.
affiliate reviews
What is the hole in our health care system that needs fixing?
I hear there are millions of working americans and their families that have no health insurance..due to employers not offering it.....which sounds like a very bad situation. But I also often hear that everyone in this country has access to free health care if they need it. I also know that in politics people will exaggerate things to make their case so they can have their way. Which is it, are millions of americans not getting health care? Are millions of elderly gettting healthcare but its not really adequate, and their prescriptions unaffordable? Is health care too expensive? Maybe we dont have a problem at all as others say.. Which is it? If your positions is that everyone has access to good free preventative health and dental care, then please be kind enough to explain how it works...does it vary from state to state? Are some states not providing adequate free health care for those who need it? So many questions....but I think you get the idea, please give good information
What is the hole in our health care system that needs fixing?
WOW, get ready for a can of worms.
No, everyone does not have access to free health care if they need it. There are Emergency Rooms for health emergencies if you don't have health insurance. They have to treat you for life threatening emergencies by law. If you go to the ER with strep throat because you don't have any insurance, they might hem and haw but they'll still treat you. If you have a chronic condition, they'll do the least possible for you to get you out of the ER. Hospitals have clinics based on a sliding scale for those who don't have insurance, you often have to wait a long time for appointments. The doctors in the clinic are often overworked, or newly trained. Again, people with chronic conditions do not get the best treatment possible, and frequently, even if they work hard or worked hard all their lives, are treated like dirt because they dont' have insurance. Quality care is not available for those who do not have insurance. Preventive care is non existant, the working poor often to not have enough money to spare for preventive care.
The elderly have medicare which gets cut further year after year, leaving many people to have to choose between buying medication or groceries. If the elderly don't eat well, they are prone to strokes or heart attacks. Often they have to live with other relatives to make ends meet.
I feel that the problem is the insurance and pharmaceutical companies lobbyists. They have far too much power. People say they don't want the gov't in our health care, well, it already is because of the power we have allowed them to have. We also have third party insurance which is through our employers...why do we need that? Why can't we get affordable health insurance on our own, like car insurance? Employer insurance came about during WW2 to attract workers to the unions. It's an outdated way of handling insurance, we need to look at that as well.
A really good book on this subject is "Uninsured in American-Life and Death in the Land of Opportunity" by Susan Starr Stared that really covers this problem in depth and shows that it's not a problem of the poor but crosses many cultures and classes. Great question, a star for you!
EDIT- thank YOU, Bert T for the compliment, I always enjoy your answers and you did it again this time. Let's hope we get somewhere with the new administration.
Reply:There is no hole in the system since there are hardly any uninsured in America. When lobbyists count the number of uninsured they are including the estimated 32 million undocumented foreigners in the U.S.. ( 32 million is the most accurate estimate.) There are hundreds of billions of dollars to be made off of the government by providing free health care to everyone.
Also, don't look to other countries for answers. Canada sends their patients to America when they need diagnostic PET scans (http://www.bio.davidson.edu/courses/geno... ), 64 slice CT scans (http://www.winchesterimaging.com/images/... , http://www.medgadget.com/archives/img/RS... , http://www.radiologyregional.com/imagesf... , http://bgh.kaleidahealth.org/images/64Sl... ), etc.. Those same scanners are available at HMO hospitals all across the U.S.. For some reason, they are not widely available in Canada.
Canadian cancer survivor: "There’s no question that going to the United States saved my life"
Colorectal Cancer Association of Canada - CCAC
http://www.ccac-accc.ca/news.php?id=53
"In Canada the average wait for procedures such as neurosurgery is more than four months; for cancer radiation treatment, over two months. The average wait for treatment after consulting a specialist for coronary bypass clocks in at up to 52 weeks, with four to 12 weeks for angioplasty. That’s the reality in our backlogged public health system, according to a recent survey by The Fraser Institute, a think tank based in Vancouver. In the United States, you can often be on an operating table within a week or two of referral to a surgeon."
Canadian government:
"Four years ago when Suzanne Aucoin was diagnosed with colorectal cancer, she had to travel every week to the United States to buy life-saving cancer drugs " Medical Tourism Boosted by Long Wait Times - Embassy - Newspaper
http://www.embassymag.ca/html/index.php?...
Reply:Greed.
Some states like Illinois offers some help for the uninsured. I live in Ohio. We basically have nothing for someone in my position. I am a 26 y/o male, I have a full time job, but my company is small and does not offer health insurance and I cannot afford my own policy.
At one time, I had a personal health insurance policy through SummaCare, a local hospital/health insurance provider. It cost me about $96 dollars per month. That's a little more than what I would cost an employer on a group plan. To make a long story short, individual plans suck. The insurance company knows that I am not backed by any government regulations because I'm not on a group plan, so they gave a crap about me. They would constantly deny my doctors visits knowing I couldn't do anything except pay the bill...
..which brings me to my next point. My doctor was nothing more than a disguised con-artist. He knew every way to bilk money from my insurance company. He knew what tests they probably would and wouldn't cover, and took every test he knew he would get paid on. Well, he didn't know I wasn't on a group plan. Every test I was given was denied, and an hour at the doctors office turned into a $659 bill in my mailbox. I had to fight and fight with them to pay it. It took 7 months, and they paid $580 and I still had to pay the rest. I canceled the policy thereafter.
When I stepped back to look at everything, I saw a money hungry machine whose primary focus wasn't to help people..it was to make money.. a lot of it.
Reply:A star fro me.
You can get free care but it is a long drawn out process.
And sometimes the care is minimal and many times even though Drs Take the Hipocratic oath - they do not do their best for the "Freebies people"
Every state has programs offering free care but you must file endless forms and that for most indigents is the problem.
On the most part they are the least educated and illiterate of our society and the least able to do such tasks
Medicare sucks and needs to be reformed and so does the SS system -- most poeple get under $1200.00 per month to live on - that is nearly impossible.....
But what do I know I am just a Bird
My nest mate and I are on SS and she just had a hip replaced, it costs us $990.00 for the two day stay in the hospital and the home care --- that is not bad. She gets her meds for $2.15 each from AARP. We live off of $1700.00 per month ( we got screwed by my companys pension plan ) we were living off my excellent salary of over $4500.00 per month - that is a culture shock )
Reply:Government doesn't have the balls to clean up the insurance industry.
edit:
Or the pharmaceutical industry.
Reply:Get more unions an make the compines pay 90% an you pay 10 an better pay these people have been makeing money hand over fist since reagan an the dumb *** bushes wake up get the unions rolling an you will see a more productive us an stop shipping the jobs to mexico an over seas
Reply:Doctors over-charging patients for treatment. Doctors not willing to accept whatever the health insurance is willing to cover. Those who have health insurance still have to pay for medical services simply because some doctors who treat a patient say in the emergency room are tier 2 of some insurance companies.
All doctors should accept whatever the health insurance covers for treatment as well as no one should be denied treatment.
Reply:There are MANY answers to that…
Mistakes on behalf of providers submitting and insurances processing claims costs A LOT of money,
Frivolous lawsuits instigated by people like Democratic presidential candidate John Edwards drives medical costs up.
People who never pay for ER visits drive up the cost for those of us who do. These are typically inner city poor (being poor is THEIR fault %26amp; no-one else’s), illegal aliens etc.
Bassackwards socialist governmental programs that pay very little to providers so, they have to recoup by charging those who can afford health insurance even more which causes the insurance company to charge more for premiums and the cycle continues.
Basically… except for the first answer liberalism is to blame.
Reply:Everybody's a "working family......"
Out of supposedly 47 million "Americans" 20 million are illegal immigrants, many of the rest are the children of same. As with minimum wage earners there are students, ex-cons and the like, and then on the other end it's possible that the Bill Gateses and Oprah Winfreys of the world, and the next strata under them, self-insure. And keep in mind ALL of these people get free emergency care.
You can whittle it down to probably about 15-18 million actual "Americans without health insurance" if you exclude these groups, and that's 5% of the population.....
There is no "decline in American healthcare availability" just like there is no "increase in American poverty" - - we just keep importing poor people who legally cannot get health insurance.
Pink "do the least possible" - - - right, they'll solve the present problem - - what do you expect, get your fever back to normal, get the infection under control and THEN a lapdance?
Reply:The decline in health care availability can be traced to the Medicare program. The more involved that the Federal and State governments have gotten in health care, the bigger the problem has gotten.
Since the 1960's, the constant tinkering with health care and health insurance by the government has increased the cost drastically for everyone.
If you understand that Medicare only pays about 50% of what doctors and hospitals charge, you begin to see that not only has that forced the health care providers to DOUBLE their prices in order to get paid what they need, but it has doubled the cost for those who are covered by insurance too. In addition, when Medicare pays half and big groups pay 75% of what the hospital charges, that has to be made up elsewhere. That has driven the cost for health insurance through the roof.
The number one problem is that at the same time you have a large number of people without coverage, you have the government forcing increased benefits down the throat of employers. That raises the cost even more and causes more employers to cut back or eliminate health insurance.
We are getting the cart ahead of the horse in thinking that getting everyone covered will solved the problem. The truth is that unless we get the cost of health care under control, we will not have any chance of increasing the number who are insured.
There are plenty of bad guys behind this problem. It starts with out of control government who lets big medicine and big insurance do what they want and pass the problem on employers. We are very near a complete collapse of our current system as many employers are close to the max of what they can pay to cover employees. Of course that has not happened in industries (or schools or governement) where those costs are just passed on in the form of higher taxes. The cost of health care is what is preventing our schools from having enough to operate....the lions' share of tax dollars to to teacher health care and retirement programs.
Reply:Alright, I work in a hospital in the US so I hope I can answer your question.
The problem isn't a lack of access, there are plenty of doctors and other providers, the problem is cost. So although by law anyone can go to an emergency room and get treatment for their problems, the ER will charge you an outrageous amount for the care provided. A recent visit for strep throat was over 500 USD and no tests were run and no meds given, this was just to look and do a 30 second exam.
The hospitals know that the majority of patients will not pay this, the ones who pay out of pocket are a rarity. The people with insurance will only pay a small portion of the charge and their insurance company will dictate to the hospital how much they will pay.
I know you don't wan't to hear this but yes lawyers are largely to blame for this. insurance rates have skyrocketed over the last 15 years resulting in not only much higher direct medical costs but more unneccesary tests (all very costly) ordered by physicians in order to cover their own liabilities.
Also, it is important to remember that health insurance is simply a way of sharing the cost of medical treaatment among many people, the majority of whom do not use as much as they pay for. Insurance companies are in the business of making money! If they have to pay for frivolous tests, proceedures and lawsuits, they will simply raise the rates of all their subscribers to make up the difference. Have no fear, the insurance companies will not loss out in this situation. I have seen patients cost their insurance companies upwards of a million dollars (the average 25 week preemie baby who has a better than 50/50 chance at survival for instance). How many of these can we, as a society, support?
In a slighty long winded nutshell, that is the problem with health care in the US today.
Reply:1. When a business is "FOR PROFIT", PROFIT is what they are interested in, not cures, not affordable healthcare, not the welfare of their customers. As long as the Healthcare Industry is profit-motivated, having a sick customer base is in their best interest. Therefore, our Healthcare System can NOT be in the business of curing illness or repairing broken organs and limbs. This is why the LAST disease cured in the world was Polio, over 40 years ago. There's no profit in cures.
2. Any employer with more than 12 (or 20 in some states) employees MUST offer some form of Healthcare plan to its employees. The CATCH is, it can be a plan which would cost the employee so much to participate (one such plan I personally saw would cost 115% of the employees' post-tax salary, to cover himself, his wife and 1 child, all nonsmokers and in fine health), no one WILL participate, and the employer still gets to say he has one available. This is why the kids this next 2 or 3 generations coming will have no option than to either go into buisness for themselves, or work for some huge corporation, with so many employees they can offer reasonable co-payments and higher benefits with lower premiums. Or, Nationalize the damn industry and make US anti Monopoly Laws MEAN something again. And of course hospitals and clinics and such are running monopolies. They are the hospital you HAVE to go to; go ahead and switch doctors and you gamble on whether your insurance carrier will honor payments for treatment from them. If they don't it's not THEIR problem, it's YOURS and the hospital or whatever will contact YOU, not the insurance co. for payment.
3. Many other countries have realized many of these trends BEFORE they became facts of life in their countries and this is why their nationalized, NON-PROFIT Health systems cost their GNP about 4 to 7%, (depending on country), while Healthcare costs in the US take up almost 14%, and both Health Insurance Companies and Drug Companies are posting huge profits each quarter, while millions of American citizens have no hope at all of ever finding an employer who can offer a reasonably priced healthcare plan, AS LONG AS THE US HEALTHCARE INDUSTRY IS FOR PROFIT. And just because a family can't afford employer-subsidized health insurance doesn't mean they can just walk into a hospital and demand treatment. First, the hospital ER WILL secure a promise of payment from you, whether you have insurance or not. And there are NO discounts for paying cash anymore either. They don't care, they're GOING to get their money. If you have a mailing address they will assault you DAILY with demands of payment, your credit will suffer for non-payment, etc. If you have a family and a residence, they will NOT consider you indigent and unable to pay.
What is the hole in our health care system that needs fixing?
WOW, get ready for a can of worms.
No, everyone does not have access to free health care if they need it. There are Emergency Rooms for health emergencies if you don't have health insurance. They have to treat you for life threatening emergencies by law. If you go to the ER with strep throat because you don't have any insurance, they might hem and haw but they'll still treat you. If you have a chronic condition, they'll do the least possible for you to get you out of the ER. Hospitals have clinics based on a sliding scale for those who don't have insurance, you often have to wait a long time for appointments. The doctors in the clinic are often overworked, or newly trained. Again, people with chronic conditions do not get the best treatment possible, and frequently, even if they work hard or worked hard all their lives, are treated like dirt because they dont' have insurance. Quality care is not available for those who do not have insurance. Preventive care is non existant, the working poor often to not have enough money to spare for preventive care.
The elderly have medicare which gets cut further year after year, leaving many people to have to choose between buying medication or groceries. If the elderly don't eat well, they are prone to strokes or heart attacks. Often they have to live with other relatives to make ends meet.
I feel that the problem is the insurance and pharmaceutical companies lobbyists. They have far too much power. People say they don't want the gov't in our health care, well, it already is because of the power we have allowed them to have. We also have third party insurance which is through our employers...why do we need that? Why can't we get affordable health insurance on our own, like car insurance? Employer insurance came about during WW2 to attract workers to the unions. It's an outdated way of handling insurance, we need to look at that as well.
A really good book on this subject is "Uninsured in American-Life and Death in the Land of Opportunity" by Susan Starr Stared that really covers this problem in depth and shows that it's not a problem of the poor but crosses many cultures and classes. Great question, a star for you!
EDIT- thank YOU, Bert T for the compliment, I always enjoy your answers and you did it again this time. Let's hope we get somewhere with the new administration.
Reply:There is no hole in the system since there are hardly any uninsured in America. When lobbyists count the number of uninsured they are including the estimated 32 million undocumented foreigners in the U.S.. ( 32 million is the most accurate estimate.) There are hundreds of billions of dollars to be made off of the government by providing free health care to everyone.
Also, don't look to other countries for answers. Canada sends their patients to America when they need diagnostic PET scans (http://www.bio.davidson.edu/courses/geno... ), 64 slice CT scans (http://www.winchesterimaging.com/images/... , http://www.medgadget.com/archives/img/RS... , http://www.radiologyregional.com/imagesf... , http://bgh.kaleidahealth.org/images/64Sl... ), etc.. Those same scanners are available at HMO hospitals all across the U.S.. For some reason, they are not widely available in Canada.
Canadian cancer survivor: "There’s no question that going to the United States saved my life"
Colorectal Cancer Association of Canada - CCAC
http://www.ccac-accc.ca/news.php?id=53
"In Canada the average wait for procedures such as neurosurgery is more than four months; for cancer radiation treatment, over two months. The average wait for treatment after consulting a specialist for coronary bypass clocks in at up to 52 weeks, with four to 12 weeks for angioplasty. That’s the reality in our backlogged public health system, according to a recent survey by The Fraser Institute, a think tank based in Vancouver. In the United States, you can often be on an operating table within a week or two of referral to a surgeon."
Canadian government:
"Four years ago when Suzanne Aucoin was diagnosed with colorectal cancer, she had to travel every week to the United States to buy life-saving cancer drugs " Medical Tourism Boosted by Long Wait Times - Embassy - Newspaper
http://www.embassymag.ca/html/index.php?...
Reply:Greed.
Some states like Illinois offers some help for the uninsured. I live in Ohio. We basically have nothing for someone in my position. I am a 26 y/o male, I have a full time job, but my company is small and does not offer health insurance and I cannot afford my own policy.
At one time, I had a personal health insurance policy through SummaCare, a local hospital/health insurance provider. It cost me about $96 dollars per month. That's a little more than what I would cost an employer on a group plan. To make a long story short, individual plans suck. The insurance company knows that I am not backed by any government regulations because I'm not on a group plan, so they gave a crap about me. They would constantly deny my doctors visits knowing I couldn't do anything except pay the bill...
..which brings me to my next point. My doctor was nothing more than a disguised con-artist. He knew every way to bilk money from my insurance company. He knew what tests they probably would and wouldn't cover, and took every test he knew he would get paid on. Well, he didn't know I wasn't on a group plan. Every test I was given was denied, and an hour at the doctors office turned into a $659 bill in my mailbox. I had to fight and fight with them to pay it. It took 7 months, and they paid $580 and I still had to pay the rest. I canceled the policy thereafter.
When I stepped back to look at everything, I saw a money hungry machine whose primary focus wasn't to help people..it was to make money.. a lot of it.
Reply:A star fro me.
You can get free care but it is a long drawn out process.
And sometimes the care is minimal and many times even though Drs Take the Hipocratic oath - they do not do their best for the "Freebies people"
Every state has programs offering free care but you must file endless forms and that for most indigents is the problem.
On the most part they are the least educated and illiterate of our society and the least able to do such tasks
Medicare sucks and needs to be reformed and so does the SS system -- most poeple get under $1200.00 per month to live on - that is nearly impossible.....
But what do I know I am just a Bird
My nest mate and I are on SS and she just had a hip replaced, it costs us $990.00 for the two day stay in the hospital and the home care --- that is not bad. She gets her meds for $2.15 each from AARP. We live off of $1700.00 per month ( we got screwed by my companys pension plan ) we were living off my excellent salary of over $4500.00 per month - that is a culture shock )
Reply:Government doesn't have the balls to clean up the insurance industry.
edit:
Or the pharmaceutical industry.
Reply:Get more unions an make the compines pay 90% an you pay 10 an better pay these people have been makeing money hand over fist since reagan an the dumb *** bushes wake up get the unions rolling an you will see a more productive us an stop shipping the jobs to mexico an over seas
Reply:Doctors over-charging patients for treatment. Doctors not willing to accept whatever the health insurance is willing to cover. Those who have health insurance still have to pay for medical services simply because some doctors who treat a patient say in the emergency room are tier 2 of some insurance companies.
All doctors should accept whatever the health insurance covers for treatment as well as no one should be denied treatment.
Reply:There are MANY answers to that…
Mistakes on behalf of providers submitting and insurances processing claims costs A LOT of money,
Frivolous lawsuits instigated by people like Democratic presidential candidate John Edwards drives medical costs up.
People who never pay for ER visits drive up the cost for those of us who do. These are typically inner city poor (being poor is THEIR fault %26amp; no-one else’s), illegal aliens etc.
Bassackwards socialist governmental programs that pay very little to providers so, they have to recoup by charging those who can afford health insurance even more which causes the insurance company to charge more for premiums and the cycle continues.
Basically… except for the first answer liberalism is to blame.
Reply:Everybody's a "working family......"
Out of supposedly 47 million "Americans" 20 million are illegal immigrants, many of the rest are the children of same. As with minimum wage earners there are students, ex-cons and the like, and then on the other end it's possible that the Bill Gateses and Oprah Winfreys of the world, and the next strata under them, self-insure. And keep in mind ALL of these people get free emergency care.
You can whittle it down to probably about 15-18 million actual "Americans without health insurance" if you exclude these groups, and that's 5% of the population.....
There is no "decline in American healthcare availability" just like there is no "increase in American poverty" - - we just keep importing poor people who legally cannot get health insurance.
Pink "do the least possible" - - - right, they'll solve the present problem - - what do you expect, get your fever back to normal, get the infection under control and THEN a lapdance?
Reply:The decline in health care availability can be traced to the Medicare program. The more involved that the Federal and State governments have gotten in health care, the bigger the problem has gotten.
Since the 1960's, the constant tinkering with health care and health insurance by the government has increased the cost drastically for everyone.
If you understand that Medicare only pays about 50% of what doctors and hospitals charge, you begin to see that not only has that forced the health care providers to DOUBLE their prices in order to get paid what they need, but it has doubled the cost for those who are covered by insurance too. In addition, when Medicare pays half and big groups pay 75% of what the hospital charges, that has to be made up elsewhere. That has driven the cost for health insurance through the roof.
The number one problem is that at the same time you have a large number of people without coverage, you have the government forcing increased benefits down the throat of employers. That raises the cost even more and causes more employers to cut back or eliminate health insurance.
We are getting the cart ahead of the horse in thinking that getting everyone covered will solved the problem. The truth is that unless we get the cost of health care under control, we will not have any chance of increasing the number who are insured.
There are plenty of bad guys behind this problem. It starts with out of control government who lets big medicine and big insurance do what they want and pass the problem on employers. We are very near a complete collapse of our current system as many employers are close to the max of what they can pay to cover employees. Of course that has not happened in industries (or schools or governement) where those costs are just passed on in the form of higher taxes. The cost of health care is what is preventing our schools from having enough to operate....the lions' share of tax dollars to to teacher health care and retirement programs.
Reply:Alright, I work in a hospital in the US so I hope I can answer your question.
The problem isn't a lack of access, there are plenty of doctors and other providers, the problem is cost. So although by law anyone can go to an emergency room and get treatment for their problems, the ER will charge you an outrageous amount for the care provided. A recent visit for strep throat was over 500 USD and no tests were run and no meds given, this was just to look and do a 30 second exam.
The hospitals know that the majority of patients will not pay this, the ones who pay out of pocket are a rarity. The people with insurance will only pay a small portion of the charge and their insurance company will dictate to the hospital how much they will pay.
I know you don't wan't to hear this but yes lawyers are largely to blame for this. insurance rates have skyrocketed over the last 15 years resulting in not only much higher direct medical costs but more unneccesary tests (all very costly) ordered by physicians in order to cover their own liabilities.
Also, it is important to remember that health insurance is simply a way of sharing the cost of medical treaatment among many people, the majority of whom do not use as much as they pay for. Insurance companies are in the business of making money! If they have to pay for frivolous tests, proceedures and lawsuits, they will simply raise the rates of all their subscribers to make up the difference. Have no fear, the insurance companies will not loss out in this situation. I have seen patients cost their insurance companies upwards of a million dollars (the average 25 week preemie baby who has a better than 50/50 chance at survival for instance). How many of these can we, as a society, support?
In a slighty long winded nutshell, that is the problem with health care in the US today.
Reply:1. When a business is "FOR PROFIT", PROFIT is what they are interested in, not cures, not affordable healthcare, not the welfare of their customers. As long as the Healthcare Industry is profit-motivated, having a sick customer base is in their best interest. Therefore, our Healthcare System can NOT be in the business of curing illness or repairing broken organs and limbs. This is why the LAST disease cured in the world was Polio, over 40 years ago. There's no profit in cures.
2. Any employer with more than 12 (or 20 in some states) employees MUST offer some form of Healthcare plan to its employees. The CATCH is, it can be a plan which would cost the employee so much to participate (one such plan I personally saw would cost 115% of the employees' post-tax salary, to cover himself, his wife and 1 child, all nonsmokers and in fine health), no one WILL participate, and the employer still gets to say he has one available. This is why the kids this next 2 or 3 generations coming will have no option than to either go into buisness for themselves, or work for some huge corporation, with so many employees they can offer reasonable co-payments and higher benefits with lower premiums. Or, Nationalize the damn industry and make US anti Monopoly Laws MEAN something again. And of course hospitals and clinics and such are running monopolies. They are the hospital you HAVE to go to; go ahead and switch doctors and you gamble on whether your insurance carrier will honor payments for treatment from them. If they don't it's not THEIR problem, it's YOURS and the hospital or whatever will contact YOU, not the insurance co. for payment.
3. Many other countries have realized many of these trends BEFORE they became facts of life in their countries and this is why their nationalized, NON-PROFIT Health systems cost their GNP about 4 to 7%, (depending on country), while Healthcare costs in the US take up almost 14%, and both Health Insurance Companies and Drug Companies are posting huge profits each quarter, while millions of American citizens have no hope at all of ever finding an employer who can offer a reasonably priced healthcare plan, AS LONG AS THE US HEALTHCARE INDUSTRY IS FOR PROFIT. And just because a family can't afford employer-subsidized health insurance doesn't mean they can just walk into a hospital and demand treatment. First, the hospital ER WILL secure a promise of payment from you, whether you have insurance or not. And there are NO discounts for paying cash anymore either. They don't care, they're GOING to get their money. If you have a mailing address they will assault you DAILY with demands of payment, your credit will suffer for non-payment, etc. If you have a family and a residence, they will NOT consider you indigent and unable to pay.
Go to Jail and get Free Medical/Dental care?
I was thinking about commiting a crime just so I can get needed health and dental care. Only prisoners are given health benefits in this country-how sick is that! And for this, they want us to pay taxes-to drop bombs and pay for the criminals. How can anyone not rebel in a major upheavel and uprising against these barbaric principles. So, convince me what to do?
Go to Jail and get Free Medical/Dental care?
I'm sure you are kidding about commiting a crime. However I see where you'r comming from.I'm a EMT and do about 400 calls a year.It saddens me to repond to a call of a elderly person who has been sick for days,and still refuses to be seen in hospital because they have no to pay for medical bills.Couples with children,some both working 2 jobs and no heath benefits asking me if it is ness. that thier baby go to hospital because they can't afford it (most allow us to transport..thank God) I could go on and on. However our area covers 2 state Prisons,1 with a state of the art medical unit. If a inmate is injured ( fight,rape,stabed ect ) or has a sudden medical emg.( chest pains,diff. breathing,unrespondsiveness,possable stroke ect) We get to transport them ,no questions asked....the state pays.
Believe me,we do have the best medical care in this country,but the sytem sucks as to who gets it.As to convinceing you what to do? What can we do! When ever I vote I vote for the person who is not already in that office.Something has got to change.
Sorry if I sound harsh,but I needed to vent a little too. :)
Reply:RW-Where in upstate central NY? Report It
Reply:The care you get in prison is very minimal, if you get it at all. They are required to give you enough to keep you alive,not healthy.
Reply:become a nun and get free everything
Reply:move to canada free health care as long as you have full time job
Reply:going to jail to get your teeth cleaned my not be a wise decision.
Reply:that is stupid
Reply:yes lets give the man on death row a set of false teeth to take w/ him.oh he probably needs glasses too. more money is spent on prisoners than our own childrens school --- that is the truth! how sad is that!
i see that ppl dont see your Q for what it is -- a complaint that criminals get better benefits that actual good citizens. i hear you.i know your not serious just fed up w/ overpriced medical bills. make too much for medicaid yet not enough to afford health insurance-- unless you give up food %26amp; gasoline!
Reply:If you commit a crime you will have a criminal record for the rest of your life! Even with expungement the conviction is still in your record. You will not be able to get a lot of good paying jobs because of your criminal record! You want to risk all of that for a medical and dental? -- Which by the way is very very bad in jail. More prisoners die and get sicker in prison than anywhere else. Dont be stupid. Get a good job with medical and dental benefits.
Reply:First of all, you needn't commit a crime to have dental or medical coverage. If you are a student and of a certain age you can apply for medical to help pay for medical and dental. You could also buy your own insurance; the younger you are the cheaper it is. I know that it seems unfair that they recieve these benifits when the average joe works hard to obtain said benifits. You could seek a job which would offer you medical and dental, but don't commit a crime to recieve them; you'll then have a record and it will be near impossible to find a job. Always be honest in everything you do. Good luck!
Reply:Yes, it's true. It sucks, doesn't it? It's sad because my working family of 4 has to pay over $1,000/month for medical %26amp; dental insurance. Oh, plus we get to pay a butt-load of taxes for those who are incarcerated.
However, you could also get raped in prison %26amp; I doubt free health care is worth all the hassle of being locked up.
My suggestion is, if you really need health care and can not afford it, call your county health department %26amp; see if htey know of low-cost or sliding-scale fee clinics. Places like Planned Parenthood will give you low cost well woman exams %26amp; medication. Some county health offices will give free check ups %26amp; flu shots, etc. And if you ever need to go to a hospital for an emergency, they can not refuse you for lack of payment/insurance. You'll still have to pay them but they will often negotiate a lower free if you are a self-pay patient and they'll work out a low cost monthly payment plan.
About your only option in doing anything about the current system is to write your local congressman/woman or Senator. They won't do anything about it, but at least your voice will (supposedly) be heard.
Reply:It is true, but isn't that AWFUL ??
Reply:You'll get something else for free. It's called a criminal record. Do you really want to be locked up behind bars just for free medical care?
Reply:you sound crazy, dont do anything like that (committing a crime). but who am i to convince you, criminal minded
Reply:they do take pretty good care of prisoners i must say 3 meals a day no bills to pay free healthcare with medication,they even get to watch movies i haven't seen a movie in 3 years
clothes washed for you meals prepared for you hey its sounding pretty damnn good from where im sitting .
Go to Jail and get Free Medical/Dental care?
I'm sure you are kidding about commiting a crime. However I see where you'r comming from.I'm a EMT and do about 400 calls a year.It saddens me to repond to a call of a elderly person who has been sick for days,and still refuses to be seen in hospital because they have no to pay for medical bills.Couples with children,some both working 2 jobs and no heath benefits asking me if it is ness. that thier baby go to hospital because they can't afford it (most allow us to transport..thank God) I could go on and on. However our area covers 2 state Prisons,1 with a state of the art medical unit. If a inmate is injured ( fight,rape,stabed ect ) or has a sudden medical emg.( chest pains,diff. breathing,unrespondsiveness,possable stroke ect) We get to transport them ,no questions asked....the state pays.
Believe me,we do have the best medical care in this country,but the sytem sucks as to who gets it.As to convinceing you what to do? What can we do! When ever I vote I vote for the person who is not already in that office.Something has got to change.
Sorry if I sound harsh,but I needed to vent a little too. :)
Reply:RW-Where in upstate central NY? Report It
Reply:The care you get in prison is very minimal, if you get it at all. They are required to give you enough to keep you alive,not healthy.
Reply:become a nun and get free everything
Reply:move to canada free health care as long as you have full time job
Reply:going to jail to get your teeth cleaned my not be a wise decision.
Reply:that is stupid
Reply:yes lets give the man on death row a set of false teeth to take w/ him.oh he probably needs glasses too. more money is spent on prisoners than our own childrens school --- that is the truth! how sad is that!
i see that ppl dont see your Q for what it is -- a complaint that criminals get better benefits that actual good citizens. i hear you.i know your not serious just fed up w/ overpriced medical bills. make too much for medicaid yet not enough to afford health insurance-- unless you give up food %26amp; gasoline!
Reply:If you commit a crime you will have a criminal record for the rest of your life! Even with expungement the conviction is still in your record. You will not be able to get a lot of good paying jobs because of your criminal record! You want to risk all of that for a medical and dental? -- Which by the way is very very bad in jail. More prisoners die and get sicker in prison than anywhere else. Dont be stupid. Get a good job with medical and dental benefits.
Reply:First of all, you needn't commit a crime to have dental or medical coverage. If you are a student and of a certain age you can apply for medical to help pay for medical and dental. You could also buy your own insurance; the younger you are the cheaper it is. I know that it seems unfair that they recieve these benifits when the average joe works hard to obtain said benifits. You could seek a job which would offer you medical and dental, but don't commit a crime to recieve them; you'll then have a record and it will be near impossible to find a job. Always be honest in everything you do. Good luck!
Reply:Yes, it's true. It sucks, doesn't it? It's sad because my working family of 4 has to pay over $1,000/month for medical %26amp; dental insurance. Oh, plus we get to pay a butt-load of taxes for those who are incarcerated.
However, you could also get raped in prison %26amp; I doubt free health care is worth all the hassle of being locked up.
My suggestion is, if you really need health care and can not afford it, call your county health department %26amp; see if htey know of low-cost or sliding-scale fee clinics. Places like Planned Parenthood will give you low cost well woman exams %26amp; medication. Some county health offices will give free check ups %26amp; flu shots, etc. And if you ever need to go to a hospital for an emergency, they can not refuse you for lack of payment/insurance. You'll still have to pay them but they will often negotiate a lower free if you are a self-pay patient and they'll work out a low cost monthly payment plan.
About your only option in doing anything about the current system is to write your local congressman/woman or Senator. They won't do anything about it, but at least your voice will (supposedly) be heard.
Reply:It is true, but isn't that AWFUL ??
Reply:You'll get something else for free. It's called a criminal record. Do you really want to be locked up behind bars just for free medical care?
Reply:you sound crazy, dont do anything like that (committing a crime). but who am i to convince you, criminal minded
Reply:they do take pretty good care of prisoners i must say 3 meals a day no bills to pay free healthcare with medication,they even get to watch movies i haven't seen a movie in 3 years
clothes washed for you meals prepared for you hey its sounding pretty damnn good from where im sitting .
Which gang has the best dental plan?
.
I been thinking of joining a gang and I was just trying to figure out which one has the best health and dental insurance, or the best 401K plan.....do you know?
just curious
.
Which gang has the best dental plan?
My gang. Email me for details.
Reply:The Purple People Eaters. Ya see...no dental plan needed really....cause Purple People Eating Dentists say that eating purple people is good for your teeth and gums....it naturally cleans and removes plaque and kills gingivitis and stuff....kinda like apples for us non-purple people eating people. Their 401K contribution is respective to the amount of purple people you remove from this earth by eating them, with a max of like 13% matched.
Reply:Most Crips offer BLUE Cross/BLUE Shield.
Reply:LOL! Pops answer was awesome.
I been thinking of joining a gang and I was just trying to figure out which one has the best health and dental insurance, or the best 401K plan.....do you know?
just curious
.
Which gang has the best dental plan?
My gang. Email me for details.
Reply:The Purple People Eaters. Ya see...no dental plan needed really....cause Purple People Eating Dentists say that eating purple people is good for your teeth and gums....it naturally cleans and removes plaque and kills gingivitis and stuff....kinda like apples for us non-purple people eating people. Their 401K contribution is respective to the amount of purple people you remove from this earth by eating them, with a max of like 13% matched.
Reply:Most Crips offer BLUE Cross/BLUE Shield.
Reply:LOL! Pops answer was awesome.
Universal Health Care for Children.....Please answer this short Survey.?
Hello everyone, I am working on my Master's Degree in Public Administration, and would like your input on Universal Health Care for Children. Please answer the below questions
1) Currently, under which program are your children insured
a. Medicaid
b. SCHIP
c. Private Insurance (through self payment)
d. Private Insurance (through Employeer)
2) How much annually do you pay for health care/dental expenses (including medications and mental health) for your children
a. None, covered by government program
b. Less than $1000
c. $1000-$5000
d. $5000-$10,000
e. Greater than $10,000
3) Do you feel that there should be a Federal or State sponsored universal health plan for children?
a. Yes
b. No
4) Please describe your family income situation
a. Below the Poverty line
b. Right at the Poverty Level
c. Slightly above the poverty level
d. Make enough to get by
e. Make more than enough to get by
5) Which state do you currently Reside in?
Thank You for your time!
Universal Health Care for Children.....Please answer this short Survey.?
1. We have no insurance, but have been shopping around.
2. So far, I fall in category c. But my son is only 2, so that will change.
3. A.
4. C.
5. Michigan
Reply:CCBE ca
Reply:1.) one of my children has medicaid while the other two are uninsure.
2.)C
3.)Yes
4.)D
5.) Georgia
1) Currently, under which program are your children insured
a. Medicaid
b. SCHIP
c. Private Insurance (through self payment)
d. Private Insurance (through Employeer)
2) How much annually do you pay for health care/dental expenses (including medications and mental health) for your children
a. None, covered by government program
b. Less than $1000
c. $1000-$5000
d. $5000-$10,000
e. Greater than $10,000
3) Do you feel that there should be a Federal or State sponsored universal health plan for children?
a. Yes
b. No
4) Please describe your family income situation
a. Below the Poverty line
b. Right at the Poverty Level
c. Slightly above the poverty level
d. Make enough to get by
e. Make more than enough to get by
5) Which state do you currently Reside in?
Thank You for your time!
Universal Health Care for Children.....Please answer this short Survey.?
1. We have no insurance, but have been shopping around.
2. So far, I fall in category c. But my son is only 2, so that will change.
3. A.
4. C.
5. Michigan
Reply:CCBE ca
Reply:1.) one of my children has medicaid while the other two are uninsure.
2.)C
3.)Yes
4.)D
5.) Georgia
Universal Health Care for Children.....Please answer this short Survey.?
Hello everyone, I am working on my Master's Degree in Public Administration, and would like your input on Universal Health Care for Children. Please answer the below questions
1) Currently, under which program are your children insured
a. Medicaid
b. SCHIP
c. Private Insurance (through self payment)
d. Private Insurance (through Employeer)
2) How much annually do you pay for health care/dental expenses (including medications and mental health) for your children
a. None, covered by government program
b. Less than $1000
c. $1000-$5000
d. $5000-$10,000
e. Greater than $10,000
3) Do you feel that there should be a Federal or State sponsored universal health plan for children?
a. Yes
b. No
4) Please describe your family income situation
a. Below the Poverty line
b. Right at the Poverty Level
c. Slightly above the poverty level
d. Make enough to get by
e. Make more than enough to get by
5) Which state do you currently Reside in?
Thank You for your time!
Universal Health Care for Children.....Please answer this short Survey.?
1 d.
2 c.
3 a.
4 e.
5 OH
Reply:C
C
A (everyone not just children)
D
Washington
1) Currently, under which program are your children insured
a. Medicaid
b. SCHIP
c. Private Insurance (through self payment)
d. Private Insurance (through Employeer)
2) How much annually do you pay for health care/dental expenses (including medications and mental health) for your children
a. None, covered by government program
b. Less than $1000
c. $1000-$5000
d. $5000-$10,000
e. Greater than $10,000
3) Do you feel that there should be a Federal or State sponsored universal health plan for children?
a. Yes
b. No
4) Please describe your family income situation
a. Below the Poverty line
b. Right at the Poverty Level
c. Slightly above the poverty level
d. Make enough to get by
e. Make more than enough to get by
5) Which state do you currently Reside in?
Thank You for your time!
Universal Health Care for Children.....Please answer this short Survey.?
1 d.
2 c.
3 a.
4 e.
5 OH
Reply:C
C
A (everyone not just children)
D
Washington
Dental insurance....Which one had better covering???
I dont have SSN but i would like to have a health and dental insurance, Could you give me some advises???At least...could you recommend me a cheap denstistry in East LA??? thanks.
Dental insurance....Which one had better covering???
You may need SSN for certain health benefits. Have
you taken a look at the MySimpleCard membership?
They include health and dental and they won't ask you
for the SSN as long as you can pay and have a valid
address in the USA. They have a fantastic network
in Southern California.
Reply:You might need a SSN to get health insurance. A little far from East L.A., but worth the trip to La Puente, CA. About 25 minutes from your place. Dr. Marin, very gentle and affordable. His website is www.doctormarin.com
Reply:dental insurance is not cheap. A personal one, not through a work place, usually--- is not worth the purchase price. The premium is more tha the benfit. What you are looking for- A policy that has benefits more than the premium.
40 a month x12 equal 480. The cost of a cleaning is 100 without xrays. 200- 240 with xrays. If you go once for a cleaning exam, and xrays- you save 200-240.
Some policies have a limit one what you can do for 12 months, some for 36 months. example- if you need a crown or a root canal , it is not covered for a year.
They word it- paid at 50% of ucr or a fee schedule.
The fee schedule can go like this.- they pay 100% of your cleaning based on their fee schedule. Your cleaning is 200. they allow 10. you owe 190 plus your premium to the insurance company. You need a rootcanal. They pay 50%
of UCR. (usual and customary- only they pick what that is.)
the dentists charges 800 for a molar root canal. You think okay I owe 400---- but they have UCR for a root canal at 100. they pay half of a 100or 50 and you owe 750. PLUS your deductable once. ie 50 deductible. You may qualify for governmant benefits- medicall medical and dental.. There may be a Church that has a health clinic. Lots of the Catholic churches run free clinics. Call your church and ask- call a medical office and ask. People in the business usually know where you can go for free.
leather boots
Dental insurance....Which one had better covering???
You may need SSN for certain health benefits. Have
you taken a look at the MySimpleCard membership?
They include health and dental and they won't ask you
for the SSN as long as you can pay and have a valid
address in the USA. They have a fantastic network
in Southern California.
Reply:You might need a SSN to get health insurance. A little far from East L.A., but worth the trip to La Puente, CA. About 25 minutes from your place. Dr. Marin, very gentle and affordable. His website is www.doctormarin.com
Reply:dental insurance is not cheap. A personal one, not through a work place, usually--- is not worth the purchase price. The premium is more tha the benfit. What you are looking for- A policy that has benefits more than the premium.
40 a month x12 equal 480. The cost of a cleaning is 100 without xrays. 200- 240 with xrays. If you go once for a cleaning exam, and xrays- you save 200-240.
Some policies have a limit one what you can do for 12 months, some for 36 months. example- if you need a crown or a root canal , it is not covered for a year.
They word it- paid at 50% of ucr or a fee schedule.
The fee schedule can go like this.- they pay 100% of your cleaning based on their fee schedule. Your cleaning is 200. they allow 10. you owe 190 plus your premium to the insurance company. You need a rootcanal. They pay 50%
of UCR. (usual and customary- only they pick what that is.)
the dentists charges 800 for a molar root canal. You think okay I owe 400---- but they have UCR for a root canal at 100. they pay half of a 100or 50 and you owe 750. PLUS your deductable once. ie 50 deductible. You may qualify for governmant benefits- medicall medical and dental.. There may be a Church that has a health clinic. Lots of the Catholic churches run free clinics. Call your church and ask- call a medical office and ask. People in the business usually know where you can go for free.
leather boots
Looking for a good dental insurance carrier...?
The time period for re-enrollment for my health and dental benefits has approached at my job. I am desperately in need of braces, but my current insurance carrier barely covers any of my orthodontic expenses at all. Does anyone know of a good dental insurance carrier that I can purchase independently (not through my employer)? If you know of any good dental insurance carriers please let me know. Thanks in advance.
Looking for a good dental insurance carrier...?
If you have dental insurance available through your employer, it is most likely the best offer you will get.
When you buy dental insurance as an individual, there are deductibles and co-pays and annual maximums that you need to analyze in order to figure out when and if you will actually save money by having insurance coverage. Some of the premiums I have seen make it almost impossible to realize any positive cash flow from the related policy. I mean, at $60 a month with $100 deductible and $1,000 annual maximum, you will have to take $820 out of your own pocket before you realize one penny of "profit" or net gain from your dental insurance.
Then you have to calculate the effect of co-payements. Check the figures and do the math yourself.
Be cautious about buying or choosing a plan where you do not have any choice about the dentist you can see, because you just might not like the dentist(s) listed on the plan and then you are stuck for a year until you can get out of it.
Be cautious about buying a so-called "dental discount plan," often mentioned on Yahoo!, since they also have restrictive lists and they really are not dental insurance at all. Just be careful and understand what you are buying.
For many people who just can't get good dental insurance, a regular savings plan sort of like a Christmas Club with $20-25 a month deposited into a dedicated account will pay off when you examine the return over a lifetime. You may run way over your savings at first, but once you get your mouth straightened out, your annual expenses should not be more than a couple hundred dollars most of the time.
For major treatment, dental insurance is no great deal anyhow. They limit you to $1,000-1,500 per year, subject you to deductibles, co-pays, etc. Imagine if you were in a car accident and your carrier said, "Yep, it's a total loss. Here's a check for $1,500. Good luck coming up with enough money to buy a new car." Dental "insurance" should usually be considered a payment arrangement where you give your dollars to a large company who holds onto them until you say the secret word and manage to get a few of them back.
Looking for a good dental insurance carrier...?
If you have dental insurance available through your employer, it is most likely the best offer you will get.
When you buy dental insurance as an individual, there are deductibles and co-pays and annual maximums that you need to analyze in order to figure out when and if you will actually save money by having insurance coverage. Some of the premiums I have seen make it almost impossible to realize any positive cash flow from the related policy. I mean, at $60 a month with $100 deductible and $1,000 annual maximum, you will have to take $820 out of your own pocket before you realize one penny of "profit" or net gain from your dental insurance.
Then you have to calculate the effect of co-payements. Check the figures and do the math yourself.
Be cautious about buying or choosing a plan where you do not have any choice about the dentist you can see, because you just might not like the dentist(s) listed on the plan and then you are stuck for a year until you can get out of it.
Be cautious about buying a so-called "dental discount plan," often mentioned on Yahoo!, since they also have restrictive lists and they really are not dental insurance at all. Just be careful and understand what you are buying.
For many people who just can't get good dental insurance, a regular savings plan sort of like a Christmas Club with $20-25 a month deposited into a dedicated account will pay off when you examine the return over a lifetime. You may run way over your savings at first, but once you get your mouth straightened out, your annual expenses should not be more than a couple hundred dollars most of the time.
For major treatment, dental insurance is no great deal anyhow. They limit you to $1,000-1,500 per year, subject you to deductibles, co-pays, etc. Imagine if you were in a car accident and your carrier said, "Yep, it's a total loss. Here's a check for $1,500. Good luck coming up with enough money to buy a new car." Dental "insurance" should usually be considered a payment arrangement where you give your dollars to a large company who holds onto them until you say the secret word and manage to get a few of them back.
Extensive Dental Work?
I hadn't gone to the dentist in 3 years til food kept getting stuck in a molar. It motivated me into going to the dentist, where I discovered I was essentially screwed. I have to have four impacted wisdom teeth extracted, two cracked molar extracted, about ten cavities that need to be filled...altogether I'm looking at around $3000 of work, even with insurance! Ouch. Well, lesson learned and I will be getting in to start work ASAP-I'm on one more week of bedrest because I almost hemmoraged to death a week ago after delivering my son. I was unable to get dental work done prior to that bc my doc wouldn't sign off on it during my pregnancy bc I was high risk, so my dentist wouldn't do anything at that time. I have to have radiation treatment that was also postponed due to my pregnancy for cancer...so, what are the odds that they'll do all I need done in just a couple visits? Time is of the essence here as both health and dental ins. run out by Christmastime and I obviously need radiation.
Extensive Dental Work?
If you really need it done ASAP, it can be done in two visits as quick as one week apart. It also depends if you are breast feeding your newborn or not. If you are, they can only do a little at a time because they can only give you the type of anesthesia that lasts a short while. ( Anything in your bloodstream is also in your breast milk). If you are not brestfeeding, or can stop for a short term(4-5 days after every visit), they can do the work in two visits. One for the treatment you need on top, and one for the treatment you need on the bottom. ONE SUGGESTION: have some help around the house with the baby because after the appointments, you may need pain medication which can make you drowsy.
Reply:I am only in pre-dentistry but I can tell you that you can have it all done by Christmas if your dentist is good. He will remove your wisdom teeth all at once. He will then pull your molars and fill a couple of cavities a couple of weeks later. The other cavities will be pulled a few weeks after that. If your looking at that much anyways you should check on veneers. With insurance they will cost just a little more but they will pull all of them at once and replace them with the veneers and you won't have to see the dentist every couple of weeks for more work and face a surgery so close to having your baby. Good luck.
Reply:It depends on the dental office and how busy they are right now. Most dental offices would rather get as much done at once.
Reply:OUCH!!!!!!!!!!!!!!
Extensive Dental Work?
If you really need it done ASAP, it can be done in two visits as quick as one week apart. It also depends if you are breast feeding your newborn or not. If you are, they can only do a little at a time because they can only give you the type of anesthesia that lasts a short while. ( Anything in your bloodstream is also in your breast milk). If you are not brestfeeding, or can stop for a short term(4-5 days after every visit), they can do the work in two visits. One for the treatment you need on top, and one for the treatment you need on the bottom. ONE SUGGESTION: have some help around the house with the baby because after the appointments, you may need pain medication which can make you drowsy.
Reply:I am only in pre-dentistry but I can tell you that you can have it all done by Christmas if your dentist is good. He will remove your wisdom teeth all at once. He will then pull your molars and fill a couple of cavities a couple of weeks later. The other cavities will be pulled a few weeks after that. If your looking at that much anyways you should check on veneers. With insurance they will cost just a little more but they will pull all of them at once and replace them with the veneers and you won't have to see the dentist every couple of weeks for more work and face a surgery so close to having your baby. Good luck.
Reply:It depends on the dental office and how busy they are right now. Most dental offices would rather get as much done at once.
Reply:OUCH!!!!!!!!!!!!!!
Dental Coverage question?
Can you get Dental Coverage working part time at Timmy's? I know in the US you can get health and dental coverage by working part time a Starbucks?
Dental Coverage question?
Yes you can, but you have to be a full-time employee and work there a minimum of six months before you can access their benefit plans.
Dental Coverage question?
Yes you can, but you have to be a full-time employee and work there a minimum of six months before you can access their benefit plans.
Wisdom Teeth? Dental Experts Please.?
I am a 21 years old soon to be 22 but I haven't had my wisdom teeth taken out yet. I probaly will not have them taken out until I have my own health and dental insurance until I am 23. Will not having my wisdom teeth being taken out have an effect on my mouth or my smile or will it crowd my teeth? I also have an open bite and I need braces and Jaw Surgery but like I said before I will not ba able to do all of this until I get my own health insurance/dental insurance? Sometimes when I do try to smile, my mouth begins to hurt because of how small it is.Again, will it effect my mouth if I waited until I am 23 yrs old to have the wisdom teeth taken out along with the braces and Jaw Surgery?
Wisdom Teeth? Dental Experts Please.?
hmm, its always better to get done corrective surgry as early as possible, it's more comfortable that way.
an year or so shouldn't be a problem, but you say that it can tend to hurt, and this is some thing that you'll have to look into. get yourself to a dentist. ask. let them know your concern its best to take 2 opnions. from where I stand its difficult to tell anthing meaning full without, reports or x-rays charts.
be healthy that's the more important thing, its even better for you to get a cronic problem fixed, this will help you to get insurance too.. check into it...
Reply:It may not make a huge difference in a year or two...and if your wisdoms are fully in then you dont have to worry..but if they are partially erupted(you can only see a part of it) then you might want to worry a tad bit...if you have no pain in your wisdom teeth...you should be ok till you get insurance! Hope it helps!
Reply:Get your teeth fixed as soon as you can, if not it can cause problems for you the rest of your life trust me i know from experience, you won't be able to tell from your smile. FROM A MOTHER'S get them started as soon as you can
good l luck.
Reply:When u get ur wisdom teeth taken out. I think u will have more space to move ur teeth around for the time of Jaw Surgery.
I m 17 and I got my wisdom teeth taken out about 6 months ago. I will be getting a Jaw Surgery too...Gonna move my lower Jaw back.. Scared O_O
Reply:Are they in? If they are not giving you any problems then they will probably be just fine until you get them out. I think the only real emergency is if they are affecting your other teeth and causing pain.
Had mine out at 16 because I had gotten braces off and they worried it might affect the new alignment. Mine started in at like only 15.
Wisdom Teeth? Dental Experts Please.?
hmm, its always better to get done corrective surgry as early as possible, it's more comfortable that way.
an year or so shouldn't be a problem, but you say that it can tend to hurt, and this is some thing that you'll have to look into. get yourself to a dentist. ask. let them know your concern its best to take 2 opnions. from where I stand its difficult to tell anthing meaning full without, reports or x-rays charts.
be healthy that's the more important thing, its even better for you to get a cronic problem fixed, this will help you to get insurance too.. check into it...
Reply:It may not make a huge difference in a year or two...and if your wisdoms are fully in then you dont have to worry..but if they are partially erupted(you can only see a part of it) then you might want to worry a tad bit...if you have no pain in your wisdom teeth...you should be ok till you get insurance! Hope it helps!
Reply:Get your teeth fixed as soon as you can, if not it can cause problems for you the rest of your life trust me i know from experience, you won't be able to tell from your smile. FROM A MOTHER'S get them started as soon as you can
good l luck.
Reply:When u get ur wisdom teeth taken out. I think u will have more space to move ur teeth around for the time of Jaw Surgery.
I m 17 and I got my wisdom teeth taken out about 6 months ago. I will be getting a Jaw Surgery too...Gonna move my lower Jaw back.. Scared O_O
Reply:Are they in? If they are not giving you any problems then they will probably be just fine until you get them out. I think the only real emergency is if they are affecting your other teeth and causing pain.
Had mine out at 16 because I had gotten braces off and they worried it might affect the new alignment. Mine started in at like only 15.
Free dental services in the contra costa county?
okay i am in desperate need of wisdom teeth extractions and i know that they are extremely costly. i have no insurance what so ever and i have been searching for the longest time ever for health and dental insurance.
i am a full time student with no source of income, is there any programs or anything out in the contra costa county that will help.
i know many have told me to go to dental schools and they offer services there, but not at a reasonable price. they practically charge and arm and a leg just for x-rays of my teeth.
i just want to know if there are any dental services that help with the cost of dental services or even free dental services.
oh and i've tried contacting a lot of the offices of the contra costa health programs but i am not 21 yet and they won't help until i am. where else can i turn?
Free dental services in the contra costa county?
Take a look at this program http://sarahkind.onesimplecard.com/
i am a full time student with no source of income, is there any programs or anything out in the contra costa county that will help.
i know many have told me to go to dental schools and they offer services there, but not at a reasonable price. they practically charge and arm and a leg just for x-rays of my teeth.
i just want to know if there are any dental services that help with the cost of dental services or even free dental services.
oh and i've tried contacting a lot of the offices of the contra costa health programs but i am not 21 yet and they won't help until i am. where else can i turn?
Free dental services in the contra costa county?
Take a look at this program http://sarahkind.onesimplecard.com/
What's your opinion on the lack of health care ?
I was reading some of the questions in the medical section and found it very sad that so many people find it hard to get proper dental and health care. Speaking for the UK and US, supposedly advanced nations, what in your opinion is going on? Also, people from other countries, what are the facilities like in your country?
What's your opinion on the lack of health care ?
I think health care needs to stop being treated like a business, and start treating people regardless of what is in their wallet.
Reply:peope with money having private treatment are budging the nhs patients further down the list.
Reply:I have recently just come out of hospital and i think the service in there was good. Everyone was kind and polite and made my stay as comfetable as possible.
Reply:NHS dental hospital is free to all.
The students learn while sticking a drill in your mouth.
Reply:im from australia and now live in the states. Australias health care is so much better than the US. I dont have to pay to go to the emergency room or see a doctor in australia its under medicare. One night in the Emergency room in the States cost me $2000. Lucky i had travel insurance.
Reply:I think it's really sad as well. I am employed full time, and my small business employer does not offer benefits. When I have applied for private coverage I have been declined due to a preexisting condition. Even if I could afford the insurance (which I can't) I get turned down because of a chronic skin condition. So basically unless I can pay out of pocket or get on with a clinical trial, my conditions go untreated because I am too expensive for insurance companies to take on. I think it's a disgrace that they reap huge profits at the expense of other people and their health.
Reply:Hi,i live in the North east %26amp; have not (touch wood )come across
any problems.I feel sorry for the people that are suffering %26amp; hope some thing is done %26amp; quick.
Reply:What is going on in the US is NOT being reported. The pols and media parrot the "UHC" line as a "solution" when it does not work.
Hillarycare exists--in Taxachusetts--care of Romney. Results for those 6.5 million?
"Massachusetts announced that spending on its health care plan would increase by $400 million in 2008, a cost expected to be borne largely by taxpayers."
http://www.heraldtribune.com/article/200...
Last modified: January 29. 2008 5:03AM
Article discusses how CA couldn't even get it off the ground as UHC is horridly expensive, far beyond any government's ability to estimate or handle.
The ACTUAL problems are these:
When 75% of the people who declare bankruptcy over medical bills ARE INSURED, then insurance is CLEARLY not the answer.
"Aldrich’s situation is "asinine" but increasingly common, said Dr. Deborah Thorne of Ohio University. Thorne, co-author of a widely quoted 2005 study that found medical bills contributed to nearly half of the 1.5 million personal bankruptcies filed in the U.S. each year, said that ratio has likely worsened since the data was gathered.
...
Like Aldrich, Thorne said, three-quarters of the individuals in the study who declared bankruptcy because of health problems were insured. "
http://www.msnbc.msn.com/id/20201807/
Linda Peeno, MD testified that SHE had often denied treatment JUST to save the insurance company money http://www.thenationalcoalition.org/DrPe...
Furthermore:
"the vast majority of health insurance policies are through for-profit stock companies. They are in the process of “shedding lives” as some term it when “undesirable” customers are lost through various means, including raising premiums and co-pays and decreasing benefits (Britt, “Health insurers getting bigger cut of medical dollars,” 15 October 2004, investors.com). That same Investors Business Daily article from 2004 noted the example of Anthem, another insurance company. They said the top five executives (not just the CEO) received an average of an 817 percent increase in compensation between 2000 and 2003. The CEO, for example, had his compensation go from $2.5 million to $25 million during that time period. About $21 million of that was in stock payouts, the article noted.
A 2006 article, “U.S. Health Insurance: More Market Domination, More CEO Compensation”
(hcrenewal.blogspot.com) notes that in 56 percent of 294 metropolitan areas one insurer “controls more than half the business in health maintenance organization and preferred provider networks underwriting." In addition to having the most enrollees, they also are the biggest purchasers of health care and set the price and coverage terms. “’The results is double-digit premium increases from 2001 and 2004—peaking with a 13.9 percent jump in 2003—soaring well above inflation and wages increases.’" Where is all that money going? The article quotes a Wall Street Journal article looking at the compensation of the CEO of UnitedHealth Group. His salary and bonus is $8 million annually. He has benefits such as the use of a private jet. He has stock-option fortunes worth $1.6 billion."
--Save America, Save the World by Cassandra Nathan pp. 127-128
"Insurance Companies Robbing Patients
Robbing patients to pay CEOs leads to unprecedented medical insurance corporation greed.
Thursday, January 3, 2008 8:52 AM
By: Michael Arnold Glueck %26amp; Robert J. Cihak, The Medicine Men"
http://www.newsmax.com/medicine_men/medi...
Forcing insurance on people without reforming the RAMPANT abuses is insane.
We need to enforce CONTRACT law: they need to pay all legit claims.
We need to enforce ANTITRUST law: they drive up costs when they control the market in more than half of the major markets.
We need PRICE TRANSPARENCY: this is the ONLY field in which people have NO clue what they will owe until the damage is done and you can't "restock" an angiogram, now can you? The power players--provider, insurer, etc. all know to the PENNY what the costs are or will be and what they will be paid, ONLY the customer is left in the dark. If he is the victim of being denied a legit claim, no one helps him. Rare to be able to launch a lawsuit--remember these are folks with medical issues--usually can't afford a lawyer, don't have the energy for the BS, and are afraid of antagonizing the "health care providers."
We also need more doctors, need to reduce their student loan obligations, etc.
Want a comprehensive solution? Read the book Save America, Save the World by Cassandra Nathan. You can see the basic outline of a plan that would provide ALL the potential benefits of UHC with NONE of the downsides because the focus is on personal responsibility and the insurance kicks in (after a physical with follow up, and possibly an ER visit) ONLY if legit medical care becomes a true financial BURDEN so whiners or those who try to misuse the system pay for themselves and the genuinely ill get the care they need with no fear of bankruptcy.
Check it out:
http://www.booklocker.com/books/3068.htm...
Read the PDF, not the blurb, for the bulk of the plan. Book is searchable on Amazon.com
Reply:I think it stinks, because there are many sick people who will need health care, but that is just me. It doesn't have to be free, but at least cheep and affordable to all.
Reply:Here is France I had full cover as an expat, well until January this year when the French decided that Brits were not entitled if you retired early, (i'm 64) however, they relented and now I am entitled to it except the local health authority refuses and said Paris can say what it likes we are not giving it you even if it means being dismissed from their posts and heavily fined. some EEC treaty
Reply:I don't think there is a lack of Health care, now the cost of it is so outrageous that I think this is what the trouble is that keeps people from acquiring the medical attention they need.
Reply:In Canada everyone accepted to see a doctor, a hospital stay and operations and cancer treatments etc. We do not segregate. I had no idea that thousands of Americans die needlessly from lack of healthcare due to lack of insurance. Time and time again I have read about people being turned away from lack of money and insurance. Thousands die needlessly. Even with insurance you are told which doctors fall under the plan and if he is a quack oh well sorry. And their is a ceiling of how much some insurance companies will play and that can take a good chunk of money as well. I feel sorry for Americans without proper insurance for you need to have quite a nest egg should you fall ill. I am proud to be here in Canada with medicare and pray that the American government can also assure every American the same right. Each and every person in America needs to say enough. We do not want to die needlessly.
What's your opinion on the lack of health care ?
I think health care needs to stop being treated like a business, and start treating people regardless of what is in their wallet.
Reply:peope with money having private treatment are budging the nhs patients further down the list.
Reply:I have recently just come out of hospital and i think the service in there was good. Everyone was kind and polite and made my stay as comfetable as possible.
Reply:NHS dental hospital is free to all.
The students learn while sticking a drill in your mouth.
Reply:im from australia and now live in the states. Australias health care is so much better than the US. I dont have to pay to go to the emergency room or see a doctor in australia its under medicare. One night in the Emergency room in the States cost me $2000. Lucky i had travel insurance.
Reply:I think it's really sad as well. I am employed full time, and my small business employer does not offer benefits. When I have applied for private coverage I have been declined due to a preexisting condition. Even if I could afford the insurance (which I can't) I get turned down because of a chronic skin condition. So basically unless I can pay out of pocket or get on with a clinical trial, my conditions go untreated because I am too expensive for insurance companies to take on. I think it's a disgrace that they reap huge profits at the expense of other people and their health.
Reply:Hi,i live in the North east %26amp; have not (touch wood )come across
any problems.I feel sorry for the people that are suffering %26amp; hope some thing is done %26amp; quick.
Reply:What is going on in the US is NOT being reported. The pols and media parrot the "UHC" line as a "solution" when it does not work.
Hillarycare exists--in Taxachusetts--care of Romney. Results for those 6.5 million?
"Massachusetts announced that spending on its health care plan would increase by $400 million in 2008, a cost expected to be borne largely by taxpayers."
http://www.heraldtribune.com/article/200...
Last modified: January 29. 2008 5:03AM
Article discusses how CA couldn't even get it off the ground as UHC is horridly expensive, far beyond any government's ability to estimate or handle.
The ACTUAL problems are these:
When 75% of the people who declare bankruptcy over medical bills ARE INSURED, then insurance is CLEARLY not the answer.
"Aldrich’s situation is "asinine" but increasingly common, said Dr. Deborah Thorne of Ohio University. Thorne, co-author of a widely quoted 2005 study that found medical bills contributed to nearly half of the 1.5 million personal bankruptcies filed in the U.S. each year, said that ratio has likely worsened since the data was gathered.
...
Like Aldrich, Thorne said, three-quarters of the individuals in the study who declared bankruptcy because of health problems were insured. "
http://www.msnbc.msn.com/id/20201807/
Linda Peeno, MD testified that SHE had often denied treatment JUST to save the insurance company money http://www.thenationalcoalition.org/DrPe...
Furthermore:
"the vast majority of health insurance policies are through for-profit stock companies. They are in the process of “shedding lives” as some term it when “undesirable” customers are lost through various means, including raising premiums and co-pays and decreasing benefits (Britt, “Health insurers getting bigger cut of medical dollars,” 15 October 2004, investors.com). That same Investors Business Daily article from 2004 noted the example of Anthem, another insurance company. They said the top five executives (not just the CEO) received an average of an 817 percent increase in compensation between 2000 and 2003. The CEO, for example, had his compensation go from $2.5 million to $25 million during that time period. About $21 million of that was in stock payouts, the article noted.
A 2006 article, “U.S. Health Insurance: More Market Domination, More CEO Compensation”
(hcrenewal.blogspot.com) notes that in 56 percent of 294 metropolitan areas one insurer “controls more than half the business in health maintenance organization and preferred provider networks underwriting." In addition to having the most enrollees, they also are the biggest purchasers of health care and set the price and coverage terms. “’The results is double-digit premium increases from 2001 and 2004—peaking with a 13.9 percent jump in 2003—soaring well above inflation and wages increases.’" Where is all that money going? The article quotes a Wall Street Journal article looking at the compensation of the CEO of UnitedHealth Group. His salary and bonus is $8 million annually. He has benefits such as the use of a private jet. He has stock-option fortunes worth $1.6 billion."
--Save America, Save the World by Cassandra Nathan pp. 127-128
"Insurance Companies Robbing Patients
Robbing patients to pay CEOs leads to unprecedented medical insurance corporation greed.
Thursday, January 3, 2008 8:52 AM
By: Michael Arnold Glueck %26amp; Robert J. Cihak, The Medicine Men"
http://www.newsmax.com/medicine_men/medi...
Forcing insurance on people without reforming the RAMPANT abuses is insane.
We need to enforce CONTRACT law: they need to pay all legit claims.
We need to enforce ANTITRUST law: they drive up costs when they control the market in more than half of the major markets.
We need PRICE TRANSPARENCY: this is the ONLY field in which people have NO clue what they will owe until the damage is done and you can't "restock" an angiogram, now can you? The power players--provider, insurer, etc. all know to the PENNY what the costs are or will be and what they will be paid, ONLY the customer is left in the dark. If he is the victim of being denied a legit claim, no one helps him. Rare to be able to launch a lawsuit--remember these are folks with medical issues--usually can't afford a lawyer, don't have the energy for the BS, and are afraid of antagonizing the "health care providers."
We also need more doctors, need to reduce their student loan obligations, etc.
Want a comprehensive solution? Read the book Save America, Save the World by Cassandra Nathan. You can see the basic outline of a plan that would provide ALL the potential benefits of UHC with NONE of the downsides because the focus is on personal responsibility and the insurance kicks in (after a physical with follow up, and possibly an ER visit) ONLY if legit medical care becomes a true financial BURDEN so whiners or those who try to misuse the system pay for themselves and the genuinely ill get the care they need with no fear of bankruptcy.
Check it out:
http://www.booklocker.com/books/3068.htm...
Read the PDF, not the blurb, for the bulk of the plan. Book is searchable on Amazon.com
Reply:I think it stinks, because there are many sick people who will need health care, but that is just me. It doesn't have to be free, but at least cheep and affordable to all.
Reply:Here is France I had full cover as an expat, well until January this year when the French decided that Brits were not entitled if you retired early, (i'm 64) however, they relented and now I am entitled to it except the local health authority refuses and said Paris can say what it likes we are not giving it you even if it means being dismissed from their posts and heavily fined. some EEC treaty
Reply:I don't think there is a lack of Health care, now the cost of it is so outrageous that I think this is what the trouble is that keeps people from acquiring the medical attention they need.
Reply:In Canada everyone accepted to see a doctor, a hospital stay and operations and cancer treatments etc. We do not segregate. I had no idea that thousands of Americans die needlessly from lack of healthcare due to lack of insurance. Time and time again I have read about people being turned away from lack of money and insurance. Thousands die needlessly. Even with insurance you are told which doctors fall under the plan and if he is a quack oh well sorry. And their is a ceiling of how much some insurance companies will play and that can take a good chunk of money as well. I feel sorry for Americans without proper insurance for you need to have quite a nest egg should you fall ill. I am proud to be here in Canada with medicare and pray that the American government can also assure every American the same right. Each and every person in America needs to say enough. We do not want to die needlessly.
Dental care?
I have not dental or health insurance coz I cant afford it, just fallen on some hard times but the problem is that I have had a tooth ache for the past two months and now is it affecting my other teeth.Pain killers are not working anymore. does anyone know where I can get the tooth taken out or looked at at a reasonable price in the Atlanta GA area.I do not have medicare .
Dental care?
In Nevada, the college offers discounts for things like this. Its practice for their dental students. You might have some luck looking into that??
Reply:Go to the emergency room and without having insurance they will make you apply for charity care. The very worst you will have to make payments.
Reply:Hello. I hope this information helps you out. There is a Dentist group in Atlanta that works well with this discount dental plan I know about. I can send you a brochure that explains more about the Dental plan, along with a short and easy application. Just send me your address and email address, so I can send you the information and give you updates on other offers for uninsured and underinsured persons. The cost is only $19.95 per month with no waiting period. Just fill out the application and mail it right away in the green envelope provided, as soon as you receive it. If you have any questions, you can send me a message and I'll be happy to help you.
Here's the Dentist office I was talking about and a sample fee schedule. The first fee that is separated by the semicolon is the Dentist fee and the second fee is what it will cost you for the same service using our dental plan. Take a look below at this Atlanta Dentist's fee schedule.
Gentle Dental Care
Terrilyn Reynolds
545 Edgewood Ave
Atlanta GA 30312
(404) 524-8444
Periodic Oral Evaluation $60; $12
Comprehensive Oral Exam (First Visit) $103; $30
Intraoral - Complete Series (including bitewings) $143;$50
Panoramic film $117 ;$50
Prophylaxis - Adult (to include light scaling and polishing $103 ;$38
Amalgam - 1 surface, primary or permanent, per tooth
$152 ;$45
Amalgam - 2 surfaces, primary or permanent, per tooth
$199; $65
Resin based composite - 1 surface, anterior $176 ;$60
Resin based composite - 2 surface, anterior $218; $85
Crown - Porcelain fused to high noble metal $1192; $525
Root Canal - Anterior (excluding final restoration $788; $350
Root Canal - Bicuspid (excluding final restoration
$901 ;$375
Full Mouth Debridement $216; $90
08080 Orthodontics (braces) under 19
$4500; $2000
Orthodontics (braces) 19 and over
$5000; $2200
You can go to this website and sign up now http://www.mybenefitsplus.com/40524986
As soon as you receive your cards in the mail, call one of the Dentists in the provider book and make an appointment.
Really?
Really. http://www.mybenefitsplus.com/40524986 is a great dental discount plan for anyone who is uninsured or underinsured. Noone makes too much money to qualify!
If you "really" need dental insurance http://www.mybenefitsplus.com/40524986 is worth looking into. We cover everything under this Dental Plan from:
Almost 30,000 network dental providers
You may choose the dentist of your choice in the AmeriPlan® network.
25% to 80% savings on dental procedures performed by a Program dentist.
Special savings on specialist work such as braces, oral surgery, root canals, gum treatment and children's dental work.
No waiting period before you can use the Program.
No limits to the number of visits prescribed by your dentist.
All ongoing dental problems are accepted except for orthodontic treatment in progress.
You know the discount amount you will pay.
No Paperwork, no insurance companies to deal with.
* Invisalign Braces may not be included.
private myspace
Dental care?
In Nevada, the college offers discounts for things like this. Its practice for their dental students. You might have some luck looking into that??
Reply:Go to the emergency room and without having insurance they will make you apply for charity care. The very worst you will have to make payments.
Reply:Hello. I hope this information helps you out. There is a Dentist group in Atlanta that works well with this discount dental plan I know about. I can send you a brochure that explains more about the Dental plan, along with a short and easy application. Just send me your address and email address, so I can send you the information and give you updates on other offers for uninsured and underinsured persons. The cost is only $19.95 per month with no waiting period. Just fill out the application and mail it right away in the green envelope provided, as soon as you receive it. If you have any questions, you can send me a message and I'll be happy to help you.
Here's the Dentist office I was talking about and a sample fee schedule. The first fee that is separated by the semicolon is the Dentist fee and the second fee is what it will cost you for the same service using our dental plan. Take a look below at this Atlanta Dentist's fee schedule.
Gentle Dental Care
Terrilyn Reynolds
545 Edgewood Ave
Atlanta GA 30312
(404) 524-8444
Periodic Oral Evaluation $60; $12
Comprehensive Oral Exam (First Visit) $103; $30
Intraoral - Complete Series (including bitewings) $143;$50
Panoramic film $117 ;$50
Prophylaxis - Adult (to include light scaling and polishing $103 ;$38
Amalgam - 1 surface, primary or permanent, per tooth
$152 ;$45
Amalgam - 2 surfaces, primary or permanent, per tooth
$199; $65
Resin based composite - 1 surface, anterior $176 ;$60
Resin based composite - 2 surface, anterior $218; $85
Crown - Porcelain fused to high noble metal $1192; $525
Root Canal - Anterior (excluding final restoration $788; $350
Root Canal - Bicuspid (excluding final restoration
$901 ;$375
Full Mouth Debridement $216; $90
08080 Orthodontics (braces) under 19
$4500; $2000
Orthodontics (braces) 19 and over
$5000; $2200
You can go to this website and sign up now http://www.mybenefitsplus.com/40524986
As soon as you receive your cards in the mail, call one of the Dentists in the provider book and make an appointment.
Really?
Really. http://www.mybenefitsplus.com/40524986 is a great dental discount plan for anyone who is uninsured or underinsured. Noone makes too much money to qualify!
If you "really" need dental insurance http://www.mybenefitsplus.com/40524986 is worth looking into. We cover everything under this Dental Plan from:
Almost 30,000 network dental providers
You may choose the dentist of your choice in the AmeriPlan® network.
25% to 80% savings on dental procedures performed by a Program dentist.
Special savings on specialist work such as braces, oral surgery, root canals, gum treatment and children's dental work.
No waiting period before you can use the Program.
No limits to the number of visits prescribed by your dentist.
All ongoing dental problems are accepted except for orthodontic treatment in progress.
You know the discount amount you will pay.
No Paperwork, no insurance companies to deal with.
* Invisalign Braces may not be included.
private myspace
New small business owner with a Dental question...?
I'm starting my own business and have to come up with my own dental and health insurance I have health ins- but don't really like the dental they are offering so...are there any dental Insurances for indivisuals in Va.?
New small business owner with a Dental question...?
You will not generally find good dental insurance for individuals. The thing is, insurance companies are in BUSINESS and they want to make a PROFIT. They know exactly how much any given group is going to spend for their dental needs, so they construct a fee schedule for that group and decide how much premium that they will need to charge to pay out those fees for that group and still make money. If they sold a plan to an INDIVIDUAL, that individual is certainly planning on using the insurance.
Dental insurance can be a big loser for the insurance companies, because EVERYONE has dental problems. Not everyone has a heart attack.
New small business owner with a Dental question...?
You will not generally find good dental insurance for individuals. The thing is, insurance companies are in BUSINESS and they want to make a PROFIT. They know exactly how much any given group is going to spend for their dental needs, so they construct a fee schedule for that group and decide how much premium that they will need to charge to pay out those fees for that group and still make money. If they sold a plan to an INDIVIDUAL, that individual is certainly planning on using the insurance.
Dental insurance can be a big loser for the insurance companies, because EVERYONE has dental problems. Not everyone has a heart attack.
Dental insurance that cover braces?
Does anyone knows of a dental (or health) insurace that cover braces. I'm 21, female. Thanks!
Dental insurance that cover braces?
You will need to call around to find coverage. However, be prepared that you will not get back what you put into the policy!! A policy will only cover about $1,000 of the total costs. The average cost of braces is about $4,000.
For the priviledge of that $1,000, you will likely not get a policy for under $100. If you do, they will DEFINITELY raise your rates the next year to compensate what they pay out.
Insurance companies are in business to make money; they aren't necessarily interested in covering medical expenses!!
Have you tried a dental school? Most will take insurance plans, and the cost for braces will be about 1/2 of what is charged in private practice. My kids braces will be between $1,800 - $2,100. At that price, insurance can be optional.
If you still want to look into dental insurance, I provide links to carriers here: http://www.health-insurance-low-cost.net...
Reply:most insurances only cover braces if ur 18 and younger.
Dental insurance that cover braces?
You will need to call around to find coverage. However, be prepared that you will not get back what you put into the policy!! A policy will only cover about $1,000 of the total costs. The average cost of braces is about $4,000.
For the priviledge of that $1,000, you will likely not get a policy for under $100. If you do, they will DEFINITELY raise your rates the next year to compensate what they pay out.
Insurance companies are in business to make money; they aren't necessarily interested in covering medical expenses!!
Have you tried a dental school? Most will take insurance plans, and the cost for braces will be about 1/2 of what is charged in private practice. My kids braces will be between $1,800 - $2,100. At that price, insurance can be optional.
If you still want to look into dental insurance, I provide links to carriers here: http://www.health-insurance-low-cost.net...
Reply:most insurances only cover braces if ur 18 and younger.
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