Monday, May 17, 2010

If I have PPO health insurance, are there instances where it may cover dental work?

When I was younger, I was on alot of steroids and chemo. Because of that, my teeth are extremely yellow, and deteriorating. I am told I need caps, crowns, or veneers. They will cost me alot of $ that I don't have.

If I have PPO health insurance, are there instances where it may cover dental work?
It is unfortunate but health insurance doesn't cover much when it comes to dentistry.


For example:





It might cover the extraction of wisdom teeth if they are impacted.


It might cover the x-rays necessary for the extraction of wisdom teeth if they are impacted.


It might cover a restoration on a tooth if that tooth were dammaged due to an accident. The catch is that the tooth has to be virgin (no type of restoration of any kind at the time of the injury).


It might cover surgery to remove cysts of the jaw.


If you were in some sort of accident, you might have coverage for root canal therapy of the natural damaged tooth.





That's about it. You can have your dentist and physician write reports to your health insurance and perhaps, just perhaps, you might get some coverage but I doubt it. Sorry I could not give you better news.
Reply:even if your insurance includes dental,that's cosmetic.but you can get your teeth whitened for about $200.00 and get braces on a monthly plan.
Reply:You would need to contact your insurance company to see if you have dental coverage. It's so variable that no one here would know for sure.
Reply:you would need a dental plan for that. not health. Dental PPO usually give you about $1000 yearly for work and thats not much considering one crown usually costs about $800. Also they only cover a percentage of the work, for crowns its usually 50% which means you have to come up with the rest.


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