I'm a full-time student who works part-time. I'd like to purchase a temporary insurance w/c covers for health, dental, and vision care, but I'm skeptical of entering my personal info on various websites where I'm attempting to get a quote.
Also - Is there someone who can suggest w/c health insurances are considered to be reputable, and how I can get a listing of participating providers for these insurances?
Can someone direct me to a legit website where I can get a comparison on various health insurances?
Nope, no such horse. No company writes in all states.
Most private dental polices cost more than they pay out. Ditto for vision. For those two, you're better off not being insured.
Your best bet, is to go to a local agent, who will tell you who's got participating providers in your area, who's got the best coverage for the lowest rates, and can compare line by line.
Health isn't like car insurance - most likely, there AREN'T 25 different companies writing health insurance in your area - more like 5-10 - wherever it is. The local guy will do you best.
Reply:www.ehealthinsurance.com
Reply:Call Blue Cross/Blue Shield. You can go online just for the phone number and talk with a representative. He or she will ask some questions like if you are a smoker or have health issues now, but nothing personal like your Social Security number. you can buy a 6 month short term policy to carry you through against any catastrophies. If you live in Illinois, call me. Check out my 360 page.
Reply:Assurant health insurance i have to get temp ins as well and they are very good and all they do is temp health ins.i think the site is temporaryhealthinsurance.com
Reply:You can go to ehealthinsurance.com. They offer various plans including those specifically for students. They are policies from legit companies. I used it for my daughter when I was working a job that didn't offer insurance. We had a policy from Aetna. They also have other companies such as Blue Cross Blue Shield. Both of these are good companies. This website offers ratings for the plans as well. Most providers will accept plans from either company. The insurance company that you choose will provide you will a list of providers in your specific area that will accept your plan.
Reply:http://quotefinancial.com/health.jsp The Quote Financial network has five insurance agents call you with competing quotes. You can then choose the plan that works best for you. Quote Financial is affiliated with http://www.prospectzone.com/insurance which is the part of the business that chooses agents in your area to receive your personal information. They give your information *only* to that handful of agents, and never sell your personal information to anyone else, ever. Also of interest - Quote Financial has a symbiotic working relationship with eHealth, mentioned by others here.
Reply:For dental, you may be better off with an affordable dental discount plan. Go to http://www.lowpriceddentalplans.com to find the best deal in your area.
Reply:I use health benefits. It's not the exact same as insurance, but really close. It was cheaper for me and all preexisting is covered. For me it's $50 for dental, vision, prescription, chiropractic, doctor, specialist, and ancillary. So, I love it. The website I went to is below. Click on the medical to the left side. Best of Luck.
http://www.mybenefitsplus.com/40498236
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