What's the best way to find competitive health/dental insurance for my family?

My employer offered coverage is terrible so I am looking for ways to make sure I have been offered the best coverage.

What's the best way to find competitive health/dental insurance for my family?
you can find out about various insurance companies from your friends... once you have the information about the insurance companies.. then you can call their customer service and get all the information about the insurance and coverage.





If you are from USA i can give you few insurance companies names which i know to be good.





1. Aetna Insurance


2. Kaiser Permenente


3. Blue cross





You can also google..
Reply:I don't know if this will be the most affordable way, but I have gone to ehealthinsurance.com to compare rates. Granted, not every carrier is on there, so you may wish to shop at some of the larger insurance companies, like Blue Cross/Blue Shield if they're in your area.
Reply:If your employer is offering group dental, that will be a much better deal than individual insurance.





Individual dental insurance is rarely a good value. Since your family IS the risk factor, and not a large pool of people, you will ALWAYS pay out more than you pay in.





Have you looked into dental schools in your area? Our family receives their dental care at the UT Dental School in Houston. For basic care, the costs are significantly cheaper - about 1/4 to 1/3 of what is charged by a doctor in private practice. If we have complications and require specialized care, the cost is still 1/2 of what is charged in private practice. Same for orthodontia.





If you still want to look into private individual plans, I provide links to providers here: http://www.health-insurance-low-cost.net...