Monday, November 16, 2009

At work I get no dental nor health, been there almost 1 yr!!?

Is this normal! It has actualy almost been one year (2 months to go) Does anyone know if it is okay for them to do that, can they get in trouble by law?

At work I get no dental nor health, been there almost 1 yr!!?
It is very common, but unfortunate. Many employers simply do not offer benefits to their employees and it is legal.
Reply:they don't have to give you any benefits except overtime if you are hourly. It's just a courtesy to get you to work there.
Reply:Employers are not required to provide health or dental insurance, that is why it's called benefits. This is something that you should have discussed with them when they offered you the position. Have they mentioned they do provide insurance at the time? If so, ask them when will you be eligible (most companies have waiting period of 30-90 days.) If not, you may want to start looking for work elsewhere, where you actually will be getting those benefits.
Reply:Employers are not required to provide you any benefits except governed by law. The best thing I can tell you to do is search for private health insurance. There are some out there pretty decent and fairly cheap.
Reply:Health/dental are "benefits" not obligations of a company to offer. If you use them much at all, it's worth taking a job with a slightly lower salary, if it has good benefits to make up for the paycheck.





Perhaps you should begin scoping out a job that offers those things. I've been w/o health insurance for short periods of time and felt very vulnerable.
Reply:No, it's not compulsory by law, just expected by the public.





Most private employers eventually have to address the issue even they don't do anything but a "cafeteria" plan (where they take your pre-tax dollars, whatever amount you decide you will really spend for health-care, and deduct it out of your check each pay period). A lot of employers don't have a dental plan for employees.





Consider different employment, benefits are expensive for everyone. Most employees don't know how much their employer is contributing towards their health care. You should.
Reply:There is no law, either state or federal, that an employer must provide health benefits to their employees. Were you promised benefits at hire? Do you have a handbook or other materials that state you will receive them? If so then go and see your H.R. rep. to see if/when you can sign up.
Reply:The employer is under no obligation to provide any benefits, including health and dental, to its employees. Most employers provide some level of benefits in order to compete for workers in the labor market, but some industries are notorious for offering poor or no benefits. In addition, most companies do not offer health benefits to part-time workers.





Check with your HR person to see what the company offers and when it is effective (next time, ask this question during the interview process.)





Good luck.


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