Saturday, November 14, 2009

Can I be denied health/dental insurance from my employer because my wife is pregnant? I work in Costa Mesa, CA

I have been an employee for a year and could only enroll during open enrollment. My wife is only being put on my dental. They said after the baby is born then we are cover?

Can I be denied health/dental insurance from my employer because my wife is pregnant? I work in Costa Mesa, CA
I always thought that they could just deny pre existing conditions and whatever they listed as not covering. I never heard of anybody actually being told they couldn't get insurance because of being pregnant. They may be afraid of having to cover any complications because if they don't want to cover pregnant women it should be included in a list of things they don't cover.





See if there is a policy that you can look over stating what and who qualifies and who doesn't.
Reply:Would need a little more info on that one. If you were only able to enroll during open enrollment then no they can not. The reason they maybe saying after the baby she would be covered is because most dental procedures other then a cleaning are usually not preformed during pregnancy unless medically necessary.
Reply:I'm not sure what the law is in California. You should definitely contact your Department of Labor and ask them.
Reply:I'm pretty sure that's illegal. My wife was 2 months pregnant when I started my new job and she was covered right away. I think pregnancy cannot be considered a "pre-existing condition."





But then again, California is more liberal than Texas about those things. It may be different there.


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