What is the best, low cost health/dental insurance for a college student?

low cost won't be the best it seems, but check yourself

What is the best, low cost health/dental insurance for a college student?
The insurance through your parents or through your school. Even if you have to pay for it, it would still be cheaper than going out on your own to get it.
Reply:Delta Dental... Go to www.deltadental.com and check out the site... call to get more information or call 1800-448-3815 651-406-5900 thast minnesota delta dental but they can tranfer you to wher eyou live k
Reply:Often your college will offer health plans have you checked with them? Also a lot of times your parents health plans will be able to cover you while you are still in college as long as you are in college. You could also look into getting a job with benefits....





Other than that I personally recommend blue cross/blue shield
Reply:brush and floss, don't eat too much sugar





get checked once or twice a year





get fillings if you need em
Reply:You can get a great plan here: http://www.everyonebenefits.com/LMota
Reply:In Illinois (and other states where available) I recommend Unicare Sound (available at www.thepolicyconnection - click on the Sound icon to run quotes, examine plan benefits and apply on-line).





Plan rates cost between $60 and $114 per month. So for as little as $720 per year, you have stability and coverage.





Here's my take on insurance for college students. University insurance - you walk off campus and you no longer qualify for college or your parent's insurance. If you are tested, diagnosed or treated with a condition while on school or parent's insurance, you now have a pre-existing condition. That could categorize you for a rate-up, exclusion rider, or worse uninsurable after graduation when you try to apply on your own, and you could be stuck paying out of pocket for your medical bills.





If you land a job and get on company insurance after college you're fine. But these days it seems landing the dream job comes after much job hunting and some transitioning.





I think it's best to cover yourself independently while attending college so you have continued coverage and won't get kicked off when you graduate. After all, graduates have worked hard. We should celebrate and treat them nice!
Reply:If you can stay on your parent's policy, that is the best.





If not, go to your school - almost every school offers a decent joint plan for full time students.