My cousin is a independant contractor and wants to know what the best health/dental insurance he can get.?

He has a wife and 3 kids.

My cousin is a independant contractor and wants to know what the best health/dental insurance he can get.?
http://www.MyBenefitsPlus.com/JRussell2





Being self employed for the last 6 years I know how difficult it is to get a good and affordable plan. I now work with a company that provides health care discount plans. Our plans are great for the self employed because it is very affordable, covers up to four people, we work with pre-existing conditions and have no deductibles.





Our dental is awesome! It is only $20/mo. and can be used for most things including cosmetic. It can pay up to 86% of the service. This also includes chiropractic, vision and prescription. We also have a plan that includes dental and health.





He can contact me through the above site.
Reply:It depends on where he lives. In California where I work/live Blue Cross offers a dental plan that individuals or families can purchase. And they pay pretty well to the dental offices, but I do not know what the monthly premium is.
Reply:If he doesn't have any employees to join a plan with him, he should look for an HMO plan for both dental and medical if your region of the country is open to that type of plan. Otherwise, he should find a trust or an association plan to join that also gives him access to insurance i.e. independent contractors association.





Try to avoid buying individual insurance because it's very restrictive initially and expensive.